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/jew/ - Thrifty Living

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Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.

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Modern Mom 22/05/27(Fri)00:29 No. 3664 ID: 6f8a99


Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [First 100 posts] [Last 50 posts] Stickied

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.


Basic income budget rule is 70/20/10

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Modern Mom 22/04/23(Sat)10:59 No. 3658 ID: 8630a1


Anyways, I'm keeping the pay forward for discounts & can/bottle recycling bills AND implementing the 10%/20%-saving plan with two extra bank accounts. (A 4th if you count the account for buying a washing machine.)

And in case someone wonders, I'm on medical retirement.

Modern Mom 21/09/23(Thu)04:27 No. 3549 ID: 2ef9b9 [Reply]

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Anyone else work in an office and conveniently relocate items?

One of our supervisors is in on it so she's more than happy to find an excuse to order whatever she can. Wwasp spray? Sure, we need a case a month

Modern Mom 21/11/14(Sun)08:06 No. 3590 ID: af1d7e

Sounds comfy.

Modern Mom 22/04/16(Sat)00:08 No. 3657 ID: c041cb

relocated a 20 year old mechanical keyboard from my old workplace
damn it feels good to be a gangster.

Modern Mom 22/05/26(Thu)01:56 No. 3663 ID: 6f8a99

I have been known to get toilet paper from work by the case. But this is primarily because good single-ply can't be had from stores, so I just blame the jews.

Online Prediction/Betting Sites Modern Mom 20/06/27(Sat)07:07 No. 3426 ID: b04671 [Reply]

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I know there's Predictitt, but what other sites exist for betting online, especially for using cryptocurrency?

This is predictitt:

Modern Mom 20/08/28(Fri)21:38 No. 3449 ID: 0ef893


Pretty cool and unironically extremely low market cap right now. Under 1 mil, it will probably go to 10mil at some point. Maybe further once events start happening again.

Rusha21 22/04/30(Sat)19:22 No. 3660 ID: 453351

I think this is the right idea, but you can also just find the bookmaker's website and place bets

Bteroper 22/05/03(Tue)15:09 No. 3662 ID: 6898da

To make a lot of money from sports betting, you just need to think a little about how to bet, so analyze well before you place a bet. After all, you can go to this site https://soccerwagerz.com/football-predictions/france-ligue-2/ and start earning gradually, everything does not come right away, so be patient and you will succeed. I can add that you will love this site as it is aimed at new people and has all the innovations you can find.

BEAN 22/01/28(Fri)06:42 No. 3621 ID: 603d97 [Reply]

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I am a traveling anon, and wish to offer /jew/ knowledge about BEANS.
What follows is an "iron diet" specifically for people who live in western countries, and face poverty due to cost rather than lack of income.

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Modern Mom 22/04/05(Tue)06:32 No. 3650 ID: f3a803

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Traveling BEAN anon here.
I have returned.

The way I make my BEAN based diet work is that I cook batches of base sauce and freeze them; thus I have three on hand at any given time but only have to cook one a week.
Base sauces freeze much better than the actual dishes.

It's a simple dish, to lift the flavor consider using a better mustard.
You can use powder, wholegrain, djon or hot English.
Typically the dish is made with a dense brown sugar if not treacle or molasses- typical colonial food.

I'll be honest it's not the most exiting, but it's rich in nutrients and protein- if you make it with dried beans and leftover or offcut pork it is very cheap

Modern Mom 22/04/05(Tue)06:43 No. 3651 ID: f3a803

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Here's a sort of overflow of the cooking cycle.
Cooking from scratch is how you save money- batch cooking is how you get your time back.
Don't pay too much attention to the brands, these are all primary ingredients so pick whatever brand you like.

Depending on where you live in the world you may find a similar local product which is cheaper or which you prefer- you're the one eating it.

Modern Mom 22/04/05(Tue)07:16 No. 3652 ID: 22235d

>I'll be honest it's not the most exiting
It's still mighty healthy and cheap to boot. That's what's most important in my book. Welcome back btw.

Investing/Money Advice Modern Mom 22/04/04(Mon)19:56 No. 3649 ID: 07cb4b [Reply]

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After slaving at a shit job and saving as much as possible for a few years, I currently have a little over 13k saved up

What should my next move be?

Modern Mom 22/04/05(Tue)23:45 No. 3653 ID: 7d254a

Buy index funds if you are lazy. The S&P 500 doubled in value if you measure from the bottom of 2020 to the end of 2021.

If you want to go beyond index funds, maybe read Benjamin Graham or Peter Lynch.

free shit Modern Mom 22/02/23(Wed)13:09 No. 3644 ID: 9519db [Reply]

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What are the best freebies out there (legal or otherwise)? I've got a few to start the thread:

1. File complaints on web sites of local fast food restaurants, and they'll send you free food coupons. Obviously, if you do this too often with the same address, they'll catch on, but it's good for a free meal every now and then.

2. Most major cities in the U.S. have nonprofits that give free computers away if you're in a bad financial situation. If you can prove you're on a government program, they'll give you a crappy computer running Ubuntu for free or a halfway decent one running Windows for $80-100.

3. Most major cities also have nonprofits and even traveling vans that give out free fentanyl test trips and naloxone. Even if you don't do drugs yourself, shit's expensive, and you can make a couple bucks on the side picking some up and selling at a discount.

4. Ibotta works. A lot of stuff on there is 50% off or even free after cash back, and it's a legal way to turn food stamps into cash. A lot of the stuff on there is inedible gluten-free vegan garbage, but they do carry major junk food brands and stuff you actually want to buy. Even if you only go after the stuff that's 100% free after cash back, you'll have your money back inside of a month.

5. Shoplifting shoplifting shoplifting. Learn your local stores' shoplifting policies and how to evade detection, and you can save a lot of money. I save hundreds shoplifting all my OTC medication from stores like CVS. You can make money reselling stuff on sites like Mercari, but keep in mind the pigs will send investigators if you get carried away.

6. Instead of paying $50 a month subscribing to eight different streaming services, invest $20 in a seedbox. Most people here probably already know this, but for those who don't, it's worth every penny.

7. DNA refund scams don't work as well as they did a few years ago, but they still do sometimes, so always worth a shot. Amazon will still refund stuff no questions asked if you've bought more stuff from them than you're trying to refund. PROTIP: sign a name that isn't yours if the mailman asks for a signature.
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Modern Mom 22/03/05(Sat)13:50 No. 3645 ID: 3717c4

Credit card churning.
Luke Smith made a couple of great videos on it, check em out

Modern Mom 22/03/28(Mon)16:40 No. 3647 ID: 07cb4b

Careful with sports betting.

I tried sportsbetting.ag and they don't let you cash out until you hit an insanely high winnings threshold, that you'll most likely never get to without losing a fuckton of money in the process.

Still better than scratch-offs, though

In summary Ghosts 14/07/07(Mon)01:02 No. 2161 ID: 91e813 [Reply]

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Follow all these to save/make money.

1. Do not drink or do drugs. If drink regularly and you find yourself here and broke, there's your problem. You need to deal with that before you can fix your money problems. No thrifty living tip will keep you wealthy and drunk or high, ever.

2. Use reusable house ware items. Do not use paper towel or plastic wrap. Ikea has kitchen towels for $0.50 each. Get about 5 and use them to wipe messes, blow your nose, everything. Get some cheap plastic containers to store food.

3. Shop around and identify the value retailers. Some grocery stores cater to the middle and upper class, and others lower, so find the lower. Depending on your location, there might be small family-run markets that sell fruits and vegetables a little cheaper.

4. Break the spending habit. Stop the psychological justifications your have to buy games, clothes, computer shit, etc. You may need to give all your money for a trusted friend/partner. You should be buying groceries each week and that's all.

5. Always be learning. You can go from zero to a $50k job in a few months if you commit yourself to learning software development online. This may take a large lifestyle change that means no more LoL, Youtube, chans, etc. For starters, see Codecademy and CS50.

6. Don't drive a car. Ride the bus or bike and move if necessary.

Here's a 1 week shopping list (priced from an expensive region, store brand stuff):
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Modern Mom 18/04/13(Fri)01:56 No. 3165 ID: d28da9

i know this threadi s about eating cheap and such but just b loking at dollar store items yu can see the quality is very lackluster. like stop eating vienna sausages and shit i was homeless for 3 days cuz i was acting like a nigger and i paid the price for it. sell YOURSELF MOTHERFUCKER work the block . do what yo have to do. im a gamer and i love communicating online. befriend these people and love within your town then branch out. SELL YOURSELF

Modern Mom 21/08/10(Tue)01:38 No. 3538 ID: 5175b2

Meat isn't bad for you.

Also your story about you being a spoiled millionaire and you feeling smug about eating beans is stupid.

Not taking care of your body is a bad idea, because preventing health care is cheaper than requiring it.

Modern Mom 22/03/14(Mon)04:10 No. 3646 ID: 56c01e

Get some offal (organ meat) which is more nutritious, cheaper, and certain ones (esp beef heart) have fat caps which can be rendered. The cost mostly depends on where you live, but I can get beef heart for 3 bucks a pound.
Also sliced bread is trash, but the HEB I live near sells 3 small loaves (1 loaf of presliced bread in volume) of way better bread for a buck.
Take advantage of any opportunity.

online scabbing/outsourcing Modern Mom 22/02/20(Sun)23:56 No. 3642 ID: 2ffd1b [Reply]

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i live in a third world shithole and i realized that working online for foreign companies for less than the american federal minimum wage can pay more than my current shit-shoveling sweatshop job
where can i find jobs like these?

Modern Mom 22/02/21(Mon)09:16 No. 3643 ID: 81c21f

What about social media moderation?

Tiny Homes Modern Mom 14/10/19(Sun)23:28 No. 2413 ID: c32dd5 [Reply]

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Does anyone have experience or interest in building tiny homes? They are usually 100-300 sq/ft. made of found and recycled materials cheaply. Some run on solar and wind power. I work a part-time job and I'm thinking of starting a tiny house project. I can buy some materials and there's plenty of scrap around me to use. I have some carpentry skills and general know-how. Anyone interested in the tiny, minimal, cheap life?

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Modern Mom 22/01/28(Fri)15:19 No. 3629 ID: 504335

Living in a tiny house like this seemed comfy until I read this.

Modern Mom 22/01/30(Sun)15:30 No. 3636 ID: 535274

Why thank you modern mom, for this helpful learnings so legitimate.
We trust you, because you are mom and modern, not dubious comment ae placer from belarus.

BEAN+ 22/02/03(Thu)08:08 No. 3640 ID: 6b1933

I'm not speaking against it, it's just that there are realities that you only start to encounter when you life long term in a mobile structure
Many people who own such structures live in them on and off and this is fine- but they never run into the problems associated with long term occupancy.

Many people value the mobility of these homes- but long term you loose that mobility as soon as you have to fine regular work.
You can go happily for years moving from caravan park to caravan park- but what about when you have a regular job?

Just be aware that the longer you plan on living in one of these structures the less like a holiday in a caravan and the more like a tiny house it becomes

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