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/jew/ - Thrifty Living

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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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sadf saf 17/01/21(Sat)01:34 No. 2944 ID: bef63c

Glad to see the button work




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied
1

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 16/12/24(Sat)18:09 No. 2930 ID: a746cd

So this is a board for Jewish Witchcraft? Can we also discuss plans to form our own state here(for exemple start WOIII).




In summary Ghosts 14/07/07(Mon)01:02 No. 2161 ID: 91e813 [Reply]
2161

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Follow all these to save/make money.

1. Do not drink or do drugs. If drink regularly and you find yourself here and broke, there's your problem. You need to deal with that before you can fix your money problems. No thrifty living tip will keep you wealthy and drunk or high, ever.

2. Use reusable house ware items. Do not use paper towel or plastic wrap. Ikea has kitchen towels for $0.50 each. Get about 5 and use them to wipe messes, blow your nose, everything. Get some cheap plastic containers to store food.

3. Shop around and identify the value retailers. Some grocery stores cater to the middle and upper class, and others lower, so find the lower. Depending on your location, there might be small family-run markets that sell fruits and vegetables a little cheaper.

4. Break the spending habit. Stop the psychological justifications your have to buy games, clothes, computer shit, etc. You may need to give all your money for a trusted friend/partner. You should be buying groceries each week and that's all.

5. Always be learning. You can go from zero to a $50k job in a few months if you commit yourself to learning software development online. This may take a large lifestyle change that means no more LoL, Youtube, chans, etc. For starters, see Codecademy and CS50.

6. Don't drive a car. Ride the bus or bike and move if necessary.

Here's a 1 week shopping list (priced from an expensive region, store brand stuff):
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Modern Mom 16/01/30(Sat)16:30 No. 2806 ID: 716d81

>2. Use reusable house ware items. Do not use paper towel or plastic wrap. Ikea has kitchen towels for $0.50 each. Get about 5 and use them to wipe messes, blow your nose, everything. Get some cheap plastic containers to store food.
I beg to differ. Sometimes disposable paper kitchen towels is the only ting that can do the job. Not that it should be used for everything.


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Modern Mom 16/02/17(Wed)22:58 No. 2811 ID: 09a3b2

I eat very cheap.

Potatoes and beans are great as you fill full without eating much and there are lots of protein.
Home baked high fiber bread is also good and cheap.
Frozen veggies, spice, broth and noodles makes a cheap, healthy ramen soup.
Beans are great with both bread and rice.
Potatoes are great by them selves just cooked or baked, with a little salt and some spices.
I also "splurge" on fish and lean chicken to eat healthier.
All in all I eat for no money and am still eating healthy, and getting all the things my body need.


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Modern Mom 17/01/16(Mon)23:59 No. 2942 ID: 99dc99

>>2161
>butt wipes
>toilet paper

If you want to be thrifty, just clean up the pajeet way. You're just going to wash your hands after you wipe anyway, might as well put something on them to clean off.




Modern Mom 16/10/27(Thu)16:42 No. 2897 ID: e39136 [Reply]
2897

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Modern Mom 17/01/08(Sun)02:19 No. 2940 ID: 55a282

when I first saw this I thought the fat boss was kneeling down shoving a midget with his belly




Post-Modern Mom 12/11/05(Mon)03:48 No. 468 ID: 846bd5 [Reply] [Last 50 posts]
468

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If I were to start stealing things from stores to save money, how would I go about it? Related question: If I were to begin selling things I stole from stores, how would I go about it?


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Modern Mom 16/12/29(Thu)08:15 No. 2934 ID: e216b8

I have a jacket with a shell that has pockets on the interior that are inaccessible when zipped up. I can drop shit in there when no ones looking and then zip it up. If someone told me to empty my pockets nothing would be there, because its between the inside and the outside of my jacket.


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Modern Mom 17/01/02(Mon)01:50 No. 2936 ID: 05ea2f

I'm sorry to interupt just need a line for a photoshop meme:

> Implying we're not the one true /rel/


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Modern Mom 17/01/02(Mon)02:33 No. 2939 ID: 05ea2f

> Implying




Good first/low budget investments. Modern Mom 14/09/13(Sat)08:47 No. 2312 ID: 1862b0 [Reply]
2312

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Hey there guys. I am a hard working 21 year old, and I've set aside $1500 from wage slaving to begin an investment portfolio. I'm currently considering using a chunk of that money to purchase silver bullion, because it seems like a guaranteed profit over the long run. Pictured is the exact object with which I would like to start my financial future, a 1kg silver bar that can be had for only $629 in the current economic climate. Does anybody have any tips for the poor, wannabe investor such as myself? And is anybody else starting this journey or thinking about it?


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Modern Mom 16/12/09(Fri)12:34 No. 2923 ID: 1fc8a1

Invest in silver. I am 39 now, and when I was 19 silver was $5 an ounce and now it is $17. Over 300% increase in only 20 years! A few years ago it was around $40!!!

Gold great if you can afford it as it's worth is tied to world currencies. In the same 20 year time perios gold has also risen 300% from $500 an ounce to around $1500.


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Modern Mom 17/01/02(Mon)01:53 No. 2937 ID: d3d12c

You can use the 2008 market prices for most things, to determine the cheapest it's willing to get.

Silver hit $9/oz in 2008, went to $48 by 2011 before ComEx started manipulating the price w/ by dumping naked futures on the market.

ECB + JCB are having to buy ~$150bn of "stuff" a month just to keep their economies afloat. We're gonna get slammed with a ton of inflation sooner than later. Interest on fiat is verifiably the problem now, they'll resort to permanent money creation and pay off their own debts. Once that happens we'll get lots of inflation and hard assets will do very nicely.


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Modern Mom 17/01/02(Mon)01:55 No. 2938 ID: d3d12c

>>2937
Forgot to mention, I'm building my position anywhere between $9-16/oz.

Gonna sell $30+ easily.

I'm mostly excited for cryptocurrency, Peercoin is $5m cap vs Bitcoin's $12bn, and is the genesis for the system Ethereum uses (and a ton of other clones). $5m cap will easily get to $100m sometime 2017, it's cheapest I think it'll ever get right *now*. 33c average cost, I'll easily be able to dump these for $1, then $3, then $5-7, and saving a chunk for whatever stupid number it gets to.

Gotta love standard deviation movements in niche assets! Rare, but they exist!




Modern Mom 16/11/25(Fri)14:04 No. 2910 ID: 8e8ae5 [Reply]
2910

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What do you guys think about dumpsterdiving?
I've been doing it for about 6 months now, and think it's great.

You might be thinking "is it safe to eat trashed food?" It is, if you just keep your wits about you.
Any grocery store in a country where they will get in trouble for selling bad food will regularly throw away food that hasn't actually gone bad.

For example, i once found a pack of 18 eggs, where two of them were broken. (to test if eggs are still safe, you can put them under water, if they float, don't eat them.)

There are many other types of foods, such as yogurt, ketchup, canned food and peanut butter are also safe, so long as it's still sealed.

And even meat could be fine, you just have to use your senses to judge if it's gone bad, but if you're in doubt, don't take unnecessary chances.


AND REMEMBER: If you do go dumpsterdiving, make sure you don't make a mess in the dumpster area, since the workers will probably put a lock on the dumpster


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Modern Mom 17/01/02(Mon)01:50 No. 2935 ID: d3d12c

It's worth doing if you want BULK food for free, you just have to get lucky/know when stores throw stuff out.

Used to keep the roommates at my old house fed from a nearby Weis. There's usually a few products that've expired and they're all thrown out. so you can walk away with towers of frozen pizza or grocery bags full of cheese. It's insane, this country wastes a ton just to look nice.

Lotsa free food out there.




MoneyMaking thread - with and without investment Modern Mom 14/07/15(Tue)02:40 No. 2182 ID: e22576 [Reply]
2182

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Thread for making money during the summer time when we all have the most freetime.

Me personally I have about $5k cash I'm planning on using to make more and looking for some ideas on how to do so. Might be helpful for others aswell.


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Modern Mom 16/12/03(Sat)18:03 No. 2918 ID: e79728

>>2182
buy mdma on DNM and sell it on rave parties, easy money


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Modern Mom 16/12/06(Tue)05:53 No. 2919 ID: dc1119

Throw your money into a retirement account. Boom.


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Modern Mom 16/12/29(Thu)07:55 No. 2933 ID: e216b8

>>2918
once bought 400 dollars worth of MDMA to flip at a festival and only got 3 people to buy my drugs

fucking bullshit, nobody trusted me, it was good shit too




Modern Mom 16/12/13(Tue)15:14 No. 2924 ID: 7d6fd0 [Reply]
2924

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I have an appointment to get some tests done to prove i have ADHD and autism. (I was diagnosed with ADHD as a child but not autism.) so i can get SSI. Now, i know its not a popular thing, but how do i prove i have autism? Im socially retarded, that much is clear to me, but how do i prove that? Do i just start throwing up as soon as i try communicating with another human? I don't want to work, thats my dream. People are always going on about following your dream. I dont need moralists and baby boomers who have "strong" work ethics and ideas telling me what for.


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Modern Mom 16/12/14(Wed)02:06 No. 2926 ID: 7d6fd0

>>2925
Too hard. Cant do it. I dont know what your proble is. seems like you're just jealous that you're not an idiot like me and that you cant live off the governemnt because of it. Whatever though, i think ive got this figured out


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Modern Mom 16/12/27(Tue)21:49 No. 2931 ID: 2e2e99

>>2926
Working sucks but having your life be an amusement park ride like you want is just going to make work more and more appealing. If you really want it good than I suggest some high paying part time work and a nice dose of stop-being-fucking-lazy.
As much as I liked my 4 day weekend, I'm a bit glad to be back at work, I'm eating regularly, my bowl movements are coming often and I just feel better at the end of the work day.

Currently I work full time but my goal is part time or self-employment.


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Modern Mom 16/12/28(Wed)07:19 No. 2932 ID: 7fa261

>>2924
You don't have autism. You probably don't even have ADHD. Considering how much pre-meditation you've put into this, I wouldn't say you can credibly claim either disorder. You're probably just a faggot with bad social skills and an inferiority complex.




Make Something Little into Something More The Poor Fag !!IyLwOwZ2Su 13/10/11(Fri)02:57 No. 1679 ID: 932794 [Reply]
1679

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Poorfag here. Like most of you, I only have 20 USD. Are there any ways I can make this into something more?


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pedro 16/10/31(Mon)19:22 No. 2898 ID: 8985a7

meth


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Modern Mom 16/12/06(Tue)05:56 No. 2920 ID: 9f7ccb

Throw it in a 401k or IRA.


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Modern Mom 16/12/14(Wed)03:09 No. 2928 ID: 7769ef

>>1934
what if I'm a straight dude that will do anything?




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