/jew/ - Thrifty Living

Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [First 100 posts] [Last 50 posts] Stickied

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.

STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 23/06/10(Sat)05:15 No. 3821 ID: d5df2f

didnt mean to add start saving, just manage your money
rules are for en masses, dont make one unless you have to

Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.

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Modern Mom 22/08/02(Tue)21:57 No. 3713 ID: e23e87

>>3664

Post-grad existential crisis workshop Modern Mom 21/08/09(Mon)15:13 No. 3537 ID: e30795 [Reply]

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I'm a musician going into my last year of grad school. Long story short, my parents have paid for everything up until this point and aggressively kept me from making my own money. Now they've let me know that they can't support me once I've graduated, and that my options are to either come home and work from there or come up with something on my own.

I'd actually kill myself if I was stuck at home, not to mention that home is hours away from any major city and any serious players that I'd want to work with. The last time we spoke, I told my parents that I plan to move to Philadelphia instead of coming home. It took a lot of butting heads, and they were pretty disparaging of the idea, but they finally accepted it and told me to come up with a plan of action.

I've been seriously stressing for the past few days, but then I remembered those crafty /jew/s whose posts I read when I was younger. If any of you veterans are still around, I'd love some help in workshopping a strategy. Basically, the objective is moving into Philly affordably and keeping myself afloat long enough to start putting together income in my actual line of work. Below are a few extremely general points, if you guys have some more specific ideas of options for each of these I'd be very appreciative.

THE PLAN:
>Move to Philadelphia
I've only started looking into available apartments/townhouses/houses in the area, but I know I'll need something that's under 1000 per month. If I can find something in the 700-900 range, I doubt that even a poor shmuck like me can fuck it up. Preference will be taken toward townhouses or houses, I don't think an apartment in that price range will have enough space for my instrument and the rest of my life.

>Get a job
This is where I could use a lot of advice. What kinds of "real" jobs could keep someone alive in that range of rent? I'm sure whatever I'm renting will be more expensive than that base number too, once utilities come into play. Ideally this would be some kind of day-oriented job with relatively flexible hours, so that I could still be free for evening/night rehearsals, jams, gigs etc. I'm very interested in bike delivery, although I know it'd be miserable with Philly's shitty roads. Manual labor also seems interesting, but I don't know what the pay's like.

>Hustle
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Modern Mom 22/12/12(Mon)16:12 No. 3764 ID: 973d5b

I have always been interested in the topic of application development and if this is an important topic for you as well as for me, then you must know about alternatives for business. If you want to save time and money on the implementation of the application, then read more about mvp development on https://www.erised.io/ . It will be more effective for you.

Modern Mom 23/02/25(Sat)10:45 No. 3794 ID: 61afc1

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Good luck, dude.

Modern Mom 23/02/26(Sun)13:23 No. 3796 ID: c2c59a

>>3794
It's pretty depressing that in like two years this is the only non-bot reply OP received.

How I lived Homeless for 4 years 17/09/18(Mon)23:41 No. 3083 ID: 7617e0 [Reply]

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FIRST OFF choose your place to live carefully. This isn't just where to sleep but the city or town to live in.

Find a city or township that has buses. Ride um for a while and see if you can hide some where near by. This can mean an old abandoned building or the forest. I've had bad luck in buildings. It's easy to come home and find your shit gone or someone having stolen your spot.

Honestly the woods are the best. Find a big tree. Hide a rope ladder and it's just like having a tree house. This guy has a great guide on how to make a simple sleeping hut. https://www.youtube.com/watch?v=wQe8N--CpB0 Don't build anything visible or complex. You want something you can lay down at night and sleep. Hide it well.

SECOND, never leave your shit laying around. You'll loose it. Carry it with you. When i was begging for money and sucking cock for food money i had one bag. In it was a change of cloths and my tablet. That was it.

MAKING MONEY. This is up to you. Farmers pay okay for a hard day of work under the table. You can beg too and this will make you the most money. You can also sell your self but keep in mind you're gross and smell like shit. And the people that fuck homeless people arn't gonna be the cleanest. Avoid STD by offering blow jobs only. I'm an ugly guy and I was getting 10-20$ a blowjob. Not something I look back on with pride but it feed me those nights.

TECHNOLOGY! Get a cell or tablet. Ask to look at lost and founds. Ask if they found any cell phones or tablets when asked to describe it tell um "Uhh well it was black..." That's how i got my shit acer tablet. Enough to get free wifi in hotspots.

FOOD. Taco bell and mcdonalds are expensive. You wanna keep sucking cock for 10-20$ a pop for the rest of your life? NO! Fucking save your money. There is free food out their. Look up survival and eating off the land guides. Lot of places you can eat fucking weeds. And if your built your sleeping base there your set.

Churches and bazaars or what have you give out free food some times. This is when you use that phone or tablet to join facebook groups. Hell add homeless buddies to message apps.
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Modern Mom 22/08/22(Mon)16:09 No. 3721 ID: ef6c50

With respect someone who stayed homeless for that long must either have done so due to personal preference, drug abuse or disability.

There is a significant difference between an itinerant laborer and a homeless person.
You can work for accommodation and food, the accommodation could be a farmer allowing you to sleep in a barn or set up a tent as this costs them nothing.
Itinerant workers often carry tools if only for show, tell everyone they are passing through on the way to somewhere else and are looking for work.
Lumber yards, brick yards, cement pouring yards- these places have little that can be stolen, the workers are tough to begin with and they may find the prospect of overnight security appealing.

You may find work at night as a concierge in a small hotel/ whore house, you will actually earn decent pay, use the hotels laundry facilities and sleep during the day which is a great deal safer.
Nobody ever wakes up someone in uniform, it's universally assumed that you're just overworked and "I work nights" is a legitimate excuse for falling sleep anywhere.

Many people take jobs that involve travel and so will get accommodation vouchers. Truck drivers, stewards, marine work, primary industry work, cattle, even traveling salesmen.

I would look at jobs that already force people to stay away from home before a non traditional income like pan handling.

Many people do some kind of performing art, huge variety. My favorite are musicians who carry a mouth acordian because these are inexpensive and lightweight.
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Modern Mom 22/08/22(Mon)16:48 No. 3722 ID: ef6c50

On shoe repair:
This is a very specific issue which actually warrants some coverage.

You can get shoes from thrift shops, begging outside a shoe store can quickly get you a cheap pair of shoes from a guilty shopper.
Shoes are often stolen from stores, but anything you can think of store security have seen a hundred times before. I'm not going to tell you how to shop lift but bear in mind security will be far harder on someone who's not a customer than a customer who also steals.

I generally recommend putting cardboard insoles in your shoes immediately, because you can discard an infinite number of cardboard insoles but washing cheap shoes often damaged them.

To sew shoes there's a very specific techniques.
>rejoining the sole to the top
You need two strips of pliable plastic, ideally thicker than a zip lock bag but thinner than a plastic water bottle- either however is better than nothing.
You will need strong thread, thin wire, or plastic cord.
Electrical cables from junk electronics are perfect, if you split them they are full of these tiny copper wires.
You will need a punch,not a knife. Make one out of a sharpened piece of wire from a fence- finally barbed wire does you a favor.

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Modern Mom 23/08/31(Thu)12:18 No. 3902 ID: cc89b2

Hello, everyone. I want to share my story of resilience during tough times. I lived homeless for four years, facing numerous challenges. During that period, gaming became my solace, providing an escape and a sense of accomplishment. Now, if you're looking to turn things around and find some enjoyment while potentially winning rewards, consider checking out the https://conquestador.com/en-nz . It offers a chance to experience entertainment and excitement, possibly contributing positively to your journey ahead.

Investing/Money Advice Modern Mom 22/04/04(Mon)19:56 No. 3649 ID: 07cb4b [Reply]

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After slaving at a shit job and saving as much as possible for a few years, I currently have a little over 13k saved up

What should my next move be?

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Modern Mom 22/10/27(Thu)15:56 No. 3746 ID: 1b613f

>>3649
learn how to make money out of money. It doesn't matter how much you invest or in what you invest. The most important thing is the investor. If you are a complete beginner, start with the Rich Dad Poor Dad series from Robert T. Kiyosaki.

Modern Mom 22/11/28(Mon)11:14 No. 3761 ID: 85645f

>>3649
Research traveling the world, on an eddie shoe string.
Then set of with the intent of learning as many ways/tips/tricks of make money and saving money. A long the way.
Also please post them back here to halp any of lucky enough to get the chance to escape.

All my best anon and go for it.

Modern Mom 23/01/29(Sun)05:42 No. 3778 ID: c9d146

Slow & steady wins

Modern Mom 17/08/01(Tue)17:50 No. 3055 ID: 7ce7a4 [Reply]

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Hey /Jews/ I've been trying to live the frugal lifestyle. Recently moved into an apartment in Southern California where I'm paying 840 a month for a studio. I don't really have close friends that are financially stable enough to room with. My question is though, (got off topic)
While living a frugal lifestyle, what do you guys do for fun? When I loved with my parents I had disposable income and didn't really care about saving. I could go out with my mates and get drinks or another hobby of ours was shooting but all of that is so expensive. I guess gaming but that gets old too.

TL;DR what do you do for fun that's frugal?

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Modern Mom 23/02/04(Sat)23:31 No. 3783 ID: 2442c4

>>3064
I bet he's paying a hell of a lot more now.

Modern Mom 23/05/23(Tue)00:20 No. 3816 ID: 88736e

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Bake cakes at home

Modern Mom 23/07/31(Mon)13:22 No. 3897 ID: 02a21f

I used to always try to save on food and on my own health. I sincerely advise you not to repeat my mistakes. Even nutritional supplements such as Bio Complete 3 https://www.gundrymdbiocomplete3.com/ will be an effective way to support your body, improve microflora and improve the functioning of the digestive tract. Among other things, this supplement has no side effects, which is very important to me.

Transportation Modern Mom 12/12/04(Tue)08:23 No. 592 ID: ba9043 [Reply]

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The one thing I haven't seen discussed is Transportation!

For those of us who have a job or are looking, transportation is very important!

It is also important that it is cheap and reliable, not often two things that go well together!

Bikes are OK but if you live in an area where it's a minimum if 10 miles to any place that has work it isn't much help!

Plus most cheap cars don't get great gas mileage (Mine costs almost 120-200 a month in gas) AND you car is often a dead giveaway that you are a poor person!

What suggestions do allz you poor people have regarding cheap and reliable transportation?

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Modern Mom 23/03/08(Wed)22:41 No. 3804 ID: 453b37

>>3732
>Always have a bicycle; put it inside to protect from theft.
If you can, shower the tires clean with cold water when taken inside. Gets at least some of the crap away.

Modern Mom 23/07/12(Wed)17:30 No. 3889 ID: ad5438

I can say that I used to struggle with transport for a while, especially regarding supply chain. Eventually, I managed to discover a good transport company, but I wouldn't say that it was a real salvation for my logistics management. I think of implementing warehouse sorting robots from https://deusrobotics.com/sorting-robots/ to my warehouse management, and I think it can be quite beneficial because of its cost-effectiveness and increased accuracy and quality.

Modern Mom 23/07/19(Wed)11:29 No. 3896 ID: c2abea

>>3889
What an odd thing to say.

Post-Modern Mom 12/11/05(Mon)03:48 No. 468 ID: 846bd5 [Reply] [Last 50 posts]

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If I were to start stealing things from stores to save money, how would I go about it? Related question: If I were to begin selling things I stole from stores, how would I go about it?

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Modern Mom 22/10/05(Wed)22:20 No. 3741 ID: 627b6e

Compared to 2012 America and the west in 2022 are much more decadent and declined. It's easier to engage in petty theft, people are more tired and apathetic. The only thing I usually steal is just food, the walk in and out, grab and go, ect. That just works fine on the cheaper stuff.

Modern Mom 23/03/17(Fri)20:39 No. 3806 ID: b5a0f3

I used to work at two different retail stores and while I doubt it's the same for every single retail store at both the stores I worked at we had similar schedules of when loss prevention and lead managers would be in. Mondays and Tuesdays after 8pm were typically when loss prevention would never be there and the lead manager would take the days off as well.

Modern Mom 23/07/19(Wed)00:54 No. 3895 ID: 47f4cc

>>3806
I worked at Ross and we intentionally varied the hours of loss prevention.

Modern Mom 21/11/12(Fri)17:44 No. 3586 ID: a63151 [Reply]

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>Be me, about 6 months ago
>Hungry, no cash
>Just walked into a store, ate a bag of chips and drank 10 capri suns
>People walked by shopping while I sat in an aisle eating
>Nobody cared
>I just walked out
>Nobody stopped me or gave me trouble
>Feels good man

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Modern Mom 21/11/14(Sun)07:59 No. 3588 ID: af1d7e

>>3586
I knew a couple of guys who would walk into stores drinking beer and eating raw bacon while stealing Yugioh cards to sell for drug money. Talk about thrifty living.

Modern Mom 23/07/07(Fri)02:32 No. 3887 ID: 802dfc

>>3586
well you're not racist and that's a good thing

Modern Mom 23/07/19(Wed)00:43 No. 3894 ID: 47f4cc

>>3587
>THERE IS A 7CHAN

Sauce?

Good first/low budget investments. Modern Mom 14/09/13(Sat)08:47 No. 2312 ID: 1862b0 [Reply]

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Hey there guys. I am a hard working 21 year old, and I've set aside $1500 from wage slaving to begin an investment portfolio. I'm currently considering using a chunk of that money to purchase silver bullion, because it seems like a guaranteed profit over the long run. Pictured is the exact object with which I would like to start my financial future, a 1kg silver bar that can be had for only $629 in the current economic climate. Does anybody have any tips for the poor, wannabe investor such as myself? And is anybody else starting this journey or thinking about it?

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Modern Mom 23/03/09(Thu)15:34 No. 3805 ID: 1f2e4e

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>>3717
> I was extremely upset, so I switched my attention to the large variety of online casino rooms. Since we were all stuck at home, I might try and have some fun while I was alone with my cat.
>I have played in a few new and old rooms just to compare the experience. I have a few favorites, and one of them is probably, and surprisingly is, this casino room that mostly focuses on slots.
GAMBLING IS JUST A TAX ON STUPIDITY!

Modern Mom 23/03/21(Tue)21:23 No. 3807 ID: 276b44

hex is your best choice

Modern Mom 23/05/05(Fri)13:50 No. 3813 ID: cda0cf

Most of my money is going into the development of my own business, but I think it's not such a bad investment. I'm learning to regulate the work process and make it not only efficient, but also as convenient as possible for my employees. Time management is especially relevant for me, and articles such as https://traqq.com/blog/the-ultimate-guide-on-time-management/ help me figure out how best to build a company's workflow.

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