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/jew/ - Thrifty Living

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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [Last 50 posts] Stickied
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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 16/05/23(Mon)05:21 No. 2835 ID: ef9af7

Guys dont worry about it. Most programmers are either indians or wannabes. They suck either way.




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied
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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 15/03/23(Mon)01:04 No. 2558 ID: bc0dd7

Frugalness intensifies




FREE UTILITIES Modern Mom 16/02/06(Sat)00:43 No. 2807 ID: efc0ed [Reply]
2807

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/jew/, I have free utilities at my pad. Is there anyway I can take advantage of this while it lasts? Can I bottle up my power like piss and sell it for later? Bitcoin mining?


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Modern Mom 16/05/02(Mon)07:54 No. 2827 ID: 4d08d9

>>2826
Isn't it a bit late to be doing bitcoin mining as the difficulty of mining blocks is proportional to the power being put towards mining? To make any sort of income you need to build a rig specifically for mining with multiple graphics cards


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Modern Mom 16/05/05(Thu)16:04 No. 2828 ID: 7e287c

>>2827
You only need special hardware if you're paying for electricity. If you can find a group with a low work requirement, you can make a little bit with bitcoin mining.

You can also look at altcoins who are smaller and you might be able to slip under the minimum with a general use computer.


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Modern Mom 16/05/21(Sat)08:40 No. 2834 ID: cea861

Kind of related topic, at my new job I'm in control of a sparsely used dumpster. Anyone have experience cancelling their garbage collection? Does the city/state get on you about that?




Extreme coupons Modern Mom 15/08/10(Mon)21:59 No. 2644 ID: 885a14 [Reply]
2644

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I witnessed a show where families used coupons to reduce their checkout bills by ridiculous amounts.
A girl was shopping for eligible items, they weren't very useful and she was getting huge quantities. The final bill was $680 with all her coupons she reduced it to $27. For the quantity of crap she had that's outrageous, she could start her own shop.

How did she get those coupons? Aren't they one per customer or something? If you know tell me of the weirding ways of the coupon clippers.


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Modern Mom 15/11/18(Wed)04:00 No. 2776 ID: 1b65de

When I worked at Jewel, I actually saw a person start making money with the coupons she used. Which meant the manager came and asked her to leave. So don't go over board with it.


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Modern Mom 16/05/06(Fri)20:11 No. 2830 ID: 5f3e54

You can use a limit of usually 10 dollars off and then the cashier will have to manually allow it. I remember there used to be coupon generator threads on /b/ but then they died out. Don't know why I miss those.


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Modern Mom 16/05/06(Fri)20:11 No. 2831 ID: 5f3e54

You can use a limit of usually 10 dollars off and then the cashier will have to manually allow it. I remember there used to be coupon generator threads on /b/ but then they died out. Don't know why I miss those.




Modern Mom 13/12/13(Fri)22:52 No. 1793 ID: 740f9c [Reply]
1793

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How does one make counterfeit dollars? My buddy did it, back when I wasn't interested in knowing it, but he died back in 2010.

I don't want to make big bills since they catch on to that quick. Just small bills, like 1s and 5s. There was also someone counterfeiting 20s in the area so I'd be waiting and using different bills anyways. A basic run through of how to do it would be nice. It'd help me out a lot.


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Modern Mom 15/08/16(Sun)13:37 No. 2653 ID: a206fc

>>2652
Seriously, doing it in any amount that's really worthwhile for more than the satisfaction of sticking it to the man is just asking for it.


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Modern Mom 15/08/26(Wed)08:56 No. 2659 ID: 97e000

>>1803

Wash the singles and print 10s. Don't be too greedy. And never spend them alone, three fakes looks bad, one fake and two real is plausible (if you‘re caught).

Fraud is probably higher return for lower risk anyway.


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Modern Mom 16/05/06(Fri)20:07 No. 2829 ID: 5f3e54

Dude they will even thumbprint money to find you. And it costs a lot to invest in legit equipment. You can't use an inkjet because they give off a pattern that can be traced. Most printers don't allow you to print bills but you could get around that. However, the risk to reward ratio is way too fucking high. I've never encountered a good enough fake that you couldn't tell upon sight.




Modern Mom 16/02/20(Sat)17:22 No. 2814 ID: cad79b [Reply]
2814

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What are you currently doing to get rich apart from your job and your financial markets investments? Here are my current projects:

* entryism: Penetrated a powerful political party and building clout while advising a minor parties with big ideas about using technology to allow constituents to directly vote for policies and for a minor party with a lot of support for science

* doing cancer prevention, policy and addiction research

* might switch to international mental health research

* learning how to use amazon web services as a cloud based server

* mental health first aid training course next week

* organising a charity conference

* applying for transitional housing out of category 3 homelesness
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Modern Mom 16/03/09(Wed)09:23 No. 2816 ID: cad79b

I have more tasks!

After long consideration and discussion with my existing supervisor at the CCl, he's happy for me to do my project with the Vietnamese boss instead, if he Vietnamese boss'll take me. We figure I'll be a happier student doing what I love, and it's still early days so the little background reading I've already done isn't exactly a trail a forgone opportunity! Now, our first deadline is the 18th of March where I am to submit a project proposal by. I will send he Vietnamese boss the template given by the course coordinator and my draft response. My idea would be to do a systematic review first, then do the data analysis in semester 2.

Now I getter tell Tony what's up

Tell Dallas too

Tell the Vietnamese boss I Couldn't find the primary research to a do a review project on monitoring and research - meta research which I woulda preferred


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Modern Mom 16/04/25(Mon)01:16 No. 2825 ID: 3b7400

I don't have a clue what you're talking about, but good hunting nonetheless.




Modern Mom 16/04/01(Fri)09:09 No. 2819 ID: 81f1f3 [Reply]
2819

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I gave up work in a warehouse, because they were moving further from where I live. The commute would be just ridiculous, and the expenses - double, if not tripple! Being a drone is not OK in my book.
So I have a choice now - mooch off of girlfriends parents I live with OR take a part time job, as a "sanitary technician" in a local police station.
I want to know your opinion, everything really. Until this day it never occurred to me, that I would also have to clean shitters (which I'm quite fine with, and proficient, also). So lets hear it! Any cleaners here, part time workers or both?


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Modern Mom 16/04/23(Sat)10:28 No. 2824 ID: 149c6f

You could at least start with the sanitation job. It's a local police station, not an international airport or a high-rise office building. Put in your hours, skate out of there once it's done, and save what you can.

Maybe hard work on your part will be recognized, who knows. Or just be a drone; it doesn't matter. My view is, any hour you spend earning a wage is an hour you've most likely avoided incurring debt. My current job started as what seemed to be a 2 week temp job helping a local company get their customer paperwork into appropriate files. Almost 4 years later I'm an indispensable cog in my national department. It pays shit (relatively), but the OT is constant and it allows me my freedom and my ability to afford my lifestyle, frugal as it is.

Mooching off your gf's parents is just a shitty and overall horrible idea. It will eventually sour all involved against you; first with the folks who lose financially, and then your gf, if you can't make anything of your loafing self. Nothing says turn-off quite like a date night postponed because you have to beg her dad for gas money.




food 4 /jew/ Modern Mom 14/03/26(Wed)10:39 No. 1989 ID: 4b9d70 [Reply]
1989

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Would it be possible to have a /jew/ food thread?
Maybe if enough content got posted it could become a sticky.


I love tune/pasta bake, tuna is super cheap and great for you and your brain function.


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Modern Mom 14/03/29(Sat)10:34 No. 1996 ID: fe6ce0

>>1990
Nutrition/taste/cost isnt that bad. You get 425g cans here for $3 and they can make a tuna bake or a fair few sandwiches


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Modern Mom 14/04/08(Tue)16:45 No. 2027 ID: 2ec722

bampity


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mindless_one 16/04/14(Thu)22:04 No. 2823 ID: f95610

I like putting cheese slices on a ¢99 bag of Doritos as a nice nacho appetizer before I eat a ¢99 Banquet TV dinner or buttered egg noodles with salt and pepper. Hell, hard boiled eggs can be made into deviled eggs or egg salad. Eat egg salad with Doritos like normal chips and dip. Get creative!




Transportation Modern Mom 12/12/04(Tue)08:23 No. 592 ID: ba9043 [Reply]
592

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The one thing I haven't seen discussed is Transportation!

For those of us who have a job or are looking, transportation is very important!

It is also important that it is cheap and reliable, not often two things that go well together!

Bikes are OK but if you live in an area where it's a minimum if 10 miles to any place that has work it isn't much help!

Plus most cheap cars don't get great gas mileage (Mine costs almost 120-200 a month in gas) AND you car is often a dead giveaway that you are a poor person!

What suggestions do allz you poor people have regarding cheap and reliable transportation?


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Modern Mom 15/10/07(Wed)05:02 No. 2750 ID: bc06ce

Why no one mentions insurance? if its before 1995 the insurance is gonna be high compared to a newer year. a sedan seems cheap, trucks usually are not good for insurance


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Modern Mom 16/04/01(Fri)09:30 No. 2821 ID: 81f1f3

Used to have Passat Variant station wagon. Terrible piece of junk. Early 90's, but used up like a ghetto thot. Terrible mileage, had a gas (literal gas in a liquid form, not gasoline) system on it, which did kind of made it better. Bitch to run in the morning. A zillion parts to replace, so I just gave up on it. Walking to a bus stop and taking a piss box to work takes only about 20 minutes more.


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Scam Alert on Email Scam Modern Dad 16/04/02(Sat)16:45 No. 2822 ID: 040906

"Scam Alert - Speeding Ticket Email Scam" (News Source: Tredyffrin Police Department) https://chester.crimewatchpa.com/tredyffrinpd/7372/post/scam-alert-speeding-ticket-email-scam




Modern Mom 16/03/19(Sat)12:25 No. 2817 ID: cad79b [Reply]
2817

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I'm finally moving out! I paid a $100 in pre-bond, and will pay the other 180$ (for a total 280 in bond of 2 weeks) on Tuesday when I move in. Finally! Argh, so excited. Just kinda suprised the place is so cheap.




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