/jew/ - Thrifty Living

Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [First 100 posts] [Last 50 posts] Stickied

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.

STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 18/04/13(Fri)01:30 No. 3164 ID: d28da9

>>1429
>>2214
lol

Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.

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Modern Mom 18/01/07(Sun)02:05 No. 3124 ID: c380de

>>3096
I think that's exactly why it's /jew/

Questions about Social Security Disability Modern Mom 18/03/15(Thu)23:58 No. 3140 ID: d789d4 [Reply]

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Amerifag here.

So to get SSDI or SSI you can - among other things - lose a one hand above the wrist and one foot above the ankle, both feet above the ankle, or both hands above the wrist.

I'm sort of trained as a programmer, but I'm currently homeless so I can't continue learning on my own (too busy trying not to die). I want to be disabled so I can get a place of my own via section 8 housing, pay my bills with SSI or SSDI, and then spend the rest of my free time programming until someone will hire me for a decent wage and then I can get off it.

---

So how can I amputate a hand and a foot in a plausibly deniable manner?

For my hand I could light and hold onto a sufficiently powerful firework (maybe a m80), but I'm not sure that will take it off above the wrist - more likely I'd blow my fingers off.

For my ankle I could eschew socks, pour water in my boots, lace them very tight, and then go on a 15 miles hike several days in a row. This will induce trench foot which should lead to gangrene. Alternately I could wait until winter, pour water in a boot while wearing a cotton sock, and then sleep with that foot out of the sleeping bag - this will also work on a hand, if I use a cotton glove in a leather (waterproof) glove.

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Modern Mom 18/04/12(Thu)23:20 No. 3163 ID: d789d4

>>3160
Losing a hand is the whole point, there's no fucking up about it. Anyways, I'd program by getting a chorded keyboard.

https://en.wikipedia.org/wiki/Chorded_keyboard

My plan is to wait until winter hits and then go camping in the mountains. I'll wear my water resistant boots and gloves. Just before I go to bed, I'll dip my right foot and left hand in a river for a few minutes, pour some water in the boot/glove for those appendages, and then put a few rubber bands around the wrist/ankle parts of the boot/glove for them. Then I'll go to sleep with those parts out of my sleeping bag and with any luck they'll be frozen solid when I wake up.

My excuse will be that my right foot broke through the ice, and I caught my fall with my left hand (which also broke through the ice). Thus I'll be have an excuse.

That should get me $771 a month in SSI. I did the research, if you don't have over $10,000 a year for the past 10 years you only get like $650 in SSDI. SSDI is like insurance, and your social security taxes are how you pay into it. If you're like me and spent most of your life working off the books and living off your savings, you can't get SSDI.

I can move to some town in the middle of nowhere and build a house on $771 a year. I would be slow as fuck with one hand, one foot, and a prosthetic foot but I can do it.

Modern Mom 18/04/13(Fri)02:58 No. 3167 ID: d28da9

>>3142
holy shit man i was homeless for 3 days how the fuck do you do this? how old are you? im 23.

Modern Mom 18/04/13(Fri)23:27 No. 3172 ID: d789d4

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>>3167
>holy shit man i was homeless for 3 days how the fuck do you do this? how old are you? im 23.

I'm 32, been homeless off and on since august of 2011 though I did camp on a golf course I worked at in 2010 for about 4 months. I hitch-hiked cross country and almost died a bunch of times, if you are suicidal just go hitch-hiking instead and eventually you'll meet your maker.

It's just long-term camping and hiking, but instead of dealing with 4 legged wildlife you're dealing with 2 legged wildlife. The same principles apply.

Most larger towns (especially county seats) have homeless shelters, food banks, and places where you can apply for food stamps. It's not that hard, though with Trumpcrates it might be a little difficult to lug your food around LOL.

My plan is to find a place to chill for a few months until winter comes, then lose a foot and hand to frostbite. I should be able to immediately get provisional SSI ($771 a month) and then a few months after that get it permanent.

If that's not enough I'll find a way to make myself mute (I don't need to speak to do what I want in life), and if that doesn't work I'll use a laser pointer to make myself blind in my left eye. Having only 1 functioning foot, hand, and eye, and also being mute should be more than enough.

My plan after that is to flog my disability to my creditors to get them to give up on debt collection, and then either buy a piece of land somewhere and build a house or build a sailboat and teach myself how to sail.

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Modern Mom 16/04/01(Fri)09:09 No. 2819 ID: 81f1f3 [Reply]

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I gave up work in a warehouse, because they were moving further from where I live. The commute would be just ridiculous, and the expenses - double, if not tripple! Being a drone is not OK in my book.
So I have a choice now - mooch off of girlfriends parents I live with OR take a part time job, as a "sanitary technician" in a local police station.
I want to know your opinion, everything really. Until this day it never occurred to me, that I would also have to clean shitters (which I'm quite fine with, and proficient, also). So lets hear it! Any cleaners here, part time workers or both?

Modern Mom 16/04/23(Sat)10:28 No. 2824 ID: 149c6f

You could at least start with the sanitation job. It's a local police station, not an international airport or a high-rise office building. Put in your hours, skate out of there once it's done, and save what you can.

Maybe hard work on your part will be recognized, who knows. Or just be a drone; it doesn't matter. My view is, any hour you spend earning a wage is an hour you've most likely avoided incurring debt. My current job started as what seemed to be a 2 week temp job helping a local company get their customer paperwork into appropriate files. Almost 4 years later I'm an indispensable cog in my national department. It pays shit (relatively), but the OT is constant and it allows me my freedom and my ability to afford my lifestyle, frugal as it is.

Mooching off your gf's parents is just a shitty and overall horrible idea. It will eventually sour all involved against you; first with the folks who lose financially, and then your gf, if you can't make anything of your loafing self. Nothing says turn-off quite like a date night postponed because you have to beg her dad for gas money.

Modern Mom 18/04/13(Fri)04:27 No. 3171 ID: d28da9

bro i love the police like i watch cops but cleaning there shitters. yor literally cleaning the systems toilet.

Modern Mom 14/07/20(Sun)09:23 No. 2200 ID: aaad3e [Reply]

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Okay, I'm not a conspiracy theorist, but an opportunistic channer interested to see if the price of Air Malaysia had crashed after the disasters. Since they are more or less simply an unfortunate happenstance, the fundamental value of the airline shouldn't be any less and should correct itself over time. On this assumption, I started some research and you know what, the price of the airline crashed one week before the first plane went missing. What the fuck is going on? Check out the one year charts for their share price on any website and the dates for both disasters. Riddle me that.

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Modern Mom 14/07/27(Sun)06:21 No. 2210 ID: e65a14

>>2200
Okay, I'm not a conspiracy theorist, but I'm going imply that a conspiracy may be behind this coincidence that I found.

Modern Mom 16/06/19(Sun)15:24 No. 2852 ID: 22ade0

>2210
You're not a conspiracy theorist but you theory is there's a conspiracy behind it.

Modern Mom 18/04/13(Fri)04:25 No. 3170 ID: d28da9

obviously they where payed by a shadow company to assasinate all if not some of the passengers on board that flight for financial gain in some way. stop looking at deaths as accidents it is smart to assme they arre all set up. dont allow yourself to become atarget or you will be... but like one of the comments said a business starts going to shit when moral is low. thus causing accidents. thats why ive avvoided going on mltiple trips to hawaii and havent gotten my license yet

Modern Mom 14/10/17(Fri)05:09 No. 2392 ID: e9522b [Reply]

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where on the internet can I find Goth boots for £50 British pounds or £80.35 US Dollers?

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Modern Mom 15/06/01(Mon)08:22 No. 2609 ID: 8d779b

If you cruise the local thrift stores, particularly the alternative ones, you can luck out and find some cheap beaten Demonia or something, Demonia quality is shit though. You will probably never find New Rocks like you have pictured for too cheap but you could be insanely lucky. TBH you should probably just get a used pair of English-made Docs that will last you forever if you take care of them, and go for a trad-goth look with thrift store black clothing.

I actually have one goth friend who lives in a crazy thrifty fashion, and one of her main sources of income is buying tons of shit from very cheap thrift stores and selling them to nicer exchange stores, but she knows that business.

>>2541
Same friend collects boots in any size she can, if it's too small you can cram a few different insoles in there and make them fit. You can also find nice insoles inside of shoes in thrift stores.

Modern Mom 17/05/05(Fri)12:23 No. 3009 ID: 21de63

>>2392
Find some bloke who used to be Goth but isn't anymore. Probably has some stashed in his closet or some shit.

Modern Mom 18/04/13(Fri)03:31 No. 3169 ID: d28da9

please dont buy these. they are just burnt. buy sme comfortable nikes and look like you live in the suburbd dammit

How I lived Homeless for 4 years 17/09/18(Mon)23:41 No. 3083 ID: 7617e0 [Reply]

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FIRST OFF choose your place to live carefully. This isn't just where to sleep but the city or town to live in.

Find a city or township that has buses. Ride um for a while and see if you can hide some where near by. This can mean an old abandoned building or the forest. I've had bad luck in buildings. It's easy to come home and find your shit gone or someone having stolen your spot.

Honestly the woods are the best. Find a big tree. Hide a rope ladder and it's just like having a tree house. This guy has a great guide on how to make a simple sleeping hut. https://www.youtube.com/watch?v=wQe8N--CpB0 Don't build anything visible or complex. You want something you can lay down at night and sleep. Hide it well.

SECOND, never leave your shit laying around. You'll loose it. Carry it with you. When i was begging for money and sucking cock for food money i had one bag. In it was a change of cloths and my tablet. That was it.

MAKING MONEY. This is up to you. Farmers pay okay for a hard day of work under the table. You can beg too and this will make you the most money. You can also sell your self but keep in mind you're gross and smell like shit. And the people that fuck homeless people arn't gonna be the cleanest. Avoid STD by offering blow jobs only. I'm an ugly guy and I was getting 10-20$ a blowjob. Not something I look back on with pride but it feed me those nights.

TECHNOLOGY! Get a cell or tablet. Ask to look at lost and founds. Ask if they found any cell phones or tablets when asked to describe it tell um "Uhh well it was black..." That's how i got my shit acer tablet. Enough to get free wifi in hotspots.

FOOD. Taco bell and mcdonalds are expensive. You wanna keep sucking cock for 10-20$ a pop for the rest of your life? NO! Fucking save your money. There is free food out their. Look up survival and eating off the land guides. Lot of places you can eat fucking weeds. And if your built your sleeping base there your set.

Churches and bazaars or what have you give out free food some times. This is when you use that phone or tablet to join facebook groups. Hell add homeless buddies to message apps.
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Modern Mom 17/10/26(Thu)06:42 No. 3101 ID: 7617e0

More tips

MONEY AND FOOD" Beg out side of fast food places. Keep the money. And if someone accuses you of just buying booze or drugs. Tell him, "Nah man I'm homeless I just want to buy some food and i'll be going." Same mother fucker that just called you a druggy might just buy you some food instead. That fucking works out perfect. No need to buy anything.

STAYING ONLINE. I like my porn, youtube and tv shows. Laptops are okay. But unless you have a good one get a tablet. Easier to carry, less space and the battery life lasts way longer. Plus faster to charge. If you sleep where you got no wifi download your shit. Plus tables can be charged using usb batteries. You can get these at fucking dollar tree. I'd buy 10 of them, a few adapters so i can plus all 10 into a power strip (got all this shit at dollar tree) and then charge them on some outlet i'd find on the street. Power for the tablet for maybe 2 days of constant use.

WASHING If your homeless you're gonna start smelling. Public washrooms are great to clean up.

SAVE YOUR MONEY. Like fuck, do you wanna stay homeless? Getting drunk and high are not gonna help. Quitting drinking and other shit like meth is fucking hard man. Try not to start

MAKE HOMELESS FRIENDS This one you got to be carefull. The guy you're sharing a drink with today might steal or stab you the next. Way too many people on the street with mental problems. But it can fill that need to human companionship. Heck might even get you some sex that enjoyable. We'd both had some tech to talk to each other. So if i found somewhere that was giving away free food I'd message him "James, The church on Boulder drive is having a supper for the homeless, Fucking good food man, come on by." Or I'd get messages from him like "You know that lil donut place downtown? They burned a shit ton of bagels and the lady inside gave um all to me man. Meet me downtown buddy let's eat." This is the best. I mean if you can find a comrade your in good shape.

thatlldopig 17/12/27(Wed)20:42 No. 3121 ID: 15dd26

taco bell aint a bad bet when u can get 1 dollar burritos yo

Modern Mom 18/04/13(Fri)03:21 No. 3168 ID: d28da9

>>3089
preach homeless for 3 days never looking back. just those 3 days felt like i was dead in purgatory .. or in hell. there where mments of feeling free but lets face it woulldnt yo rather be a comfortable slave with a lot of money come on now. 23 in 2018 im about to hustle my ass off. 7chan got me 100% woke.

Modern Mom 17/05/23(Tue)02:21 No. 3024 ID: a6056e [Reply]

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What's the last thing you saved money doing?

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thatlldopig 17/12/27(Wed)20:40 No. 3120 ID: 15dd26

i returned xmas presents bc little shits didnt deserve them, so much saved

Modern Mom 18/01/12(Fri)15:25 No. 3128 ID: 54ae0e

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Ate in.

Modern Mom 18/04/13(Fri)01:57 No. 3166 ID: d28da9

>>3120
damn whyd you buy them in the first place.

In summary Ghosts 14/07/07(Mon)01:02 No. 2161 ID: 91e813 [Reply]

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Follow all these to save/make money.

1. Do not drink or do drugs. If drink regularly and you find yourself here and broke, there's your problem. You need to deal with that before you can fix your money problems. No thrifty living tip will keep you wealthy and drunk or high, ever.

2. Use reusable house ware items. Do not use paper towel or plastic wrap. Ikea has kitchen towels for $0.50 each. Get about 5 and use them to wipe messes, blow your nose, everything. Get some cheap plastic containers to store food.

3. Shop around and identify the value retailers. Some grocery stores cater to the middle and upper class, and others lower, so find the lower. Depending on your location, there might be small family-run markets that sell fruits and vegetables a little cheaper.

4. Break the spending habit. Stop the psychological justifications your have to buy games, clothes, computer shit, etc. You may need to give all your money for a trusted friend/partner. You should be buying groceries each week and that's all.

5. Always be learning. You can go from zero to a $50k job in a few months if you commit yourself to learning software development online. This may take a large lifestyle change that means no more LoL, Youtube, chans, etc. For starters, see Codecademy and CS50.

6. Don't drive a car. Ride the bus or bike and move if necessary.

Here's a 1 week shopping list (priced from an expensive region, store brand stuff):
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Modern Mom 18/03/19(Mon)22:27 No. 3143 ID: 662e01

>>2164

this. if you don't eat a nutritional meal, and just eat junk every day, that'll enable to become sick more often. being sick more often will just have you spending more money on your health. this is the opposite of what we want.

Modern Mom 18/03/25(Sun)15:14 No. 3147 ID: 739166

What are your thoughts on dollar stores? I'm not too sure on buying food from there, mainly because all of the stores in my area are shady, but what about toiletries? Would it be worth buying my soap there, rather than a drugstore or supermarket?

Modern Mom 18/04/13(Fri)01:56 No. 3165 ID: d28da9

>>3147
i know this threadi s about eating cheap and such but just b loking at dollar store items yu can see the quality is very lackluster. like stop eating vienna sausages and shit i was homeless for 3 days cuz i was acting like a nigger and i paid the price for it. sell YOURSELF MOTHERFUCKER work the block . do what yo have to do. im a gamer and i love communicating online. befriend these people and love within your town then branch out. SELL YOURSELF

Modern Mom 18/04/09(Mon)07:23 No. 3162 ID: 1e52d0 [Reply]

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Could someone direct me to some quality VoIP services? I've had my cell phone turned off for over two months now. I don't plan on wasting $30 a month on calling and texting local numbers as well as family. Preferably looking for free services. I'm about to try to order a cheap headset with a mic as I don't have a microphone besides a Rockband mic that pretty much has stopped working.

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