/jew/ - Thrifty Living

Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [Last 50 posts] Stickied

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.

STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 14/07/25(Fri)20:33 No. 2205 ID: 5d9171

>>2059
Taxes there are low, so many companies outsource there.

Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.

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Modern Mom 14/04/23(Wed)20:50 No. 2048 ID: 435fb3

indeed, its all about not saying the word nigger

Modern Mom 14/07/24(Thu)15:05 No. 2204 ID: aaad3e [Reply]

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Is the share trading negligibly skill based?

Goldman sachs does proprietary trading. Banks trade. Banks have supercomputers. Banks have lots of experts on one, orchestrated team. Banks have the resources to 'simulate' individual traders and the market power to dominate any amount of private wealth. Unless an individual has access to privileged information and can dodge authorities who regulate against them, how can it ever be rational to trade in the share market?

Modern Mom 14/06/17(Tue)20:20 No. 2131 ID: a9c66d [Reply]

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Just wanted to let you fellow cheapfags know, I make 800/week before taxes, so like $650/week, I work mostly from home doing little to no work, mostly browsing motherless. I have a low-spending profile, no cable tv, I get all my shows bitorrent, I spend almost nothing on my cell phone, I pay no rent money because I'm freeloading on my gf's pad. I chip in $100 bucks a month for electricity, and I buy my own food wholesale. I own a motorcycle that gives me a week of gas for just $10, besides all these things, I don't worry about saving a nickle, and I concentrate on making a buck. My expendable currency it great because of my lifestyle; as I do what I want, and I'm free to buy what I want without thinking of a budget. My recent purchase was a $900 bicycle just to go riding on the weekends with the gf by the beach. I only buy nice clothes and things of quality.

Pic unrelated.

Am I doing okay? or is there room for improvement?

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Modern Mom 14/07/04(Fri)07:13 No. 2153 ID: d33337

>>2131
What do you do for work?

Modern Mom 14/07/04(Fri)09:36 No. 2156 ID: 046b87

>>2138

This. If you're not keen on investments, there's companies that do it for you and make a neat buck for both you and the company ninety-nine times out of one hundred.

Modern Mom 14/07/22(Tue)05:48 No. 2203 ID: 980f6b

>>2131

$800 a week? What kind of job is this?

In summary Ghosts 14/07/07(Mon)01:02 No. 2161 ID: 91e813 [Reply]

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Follow all these to save/make money.

1. Do not drink or do drugs. If drink regularly and you find yourself here and broke, there's your problem. You need to deal with that before you can fix your money problems. No thrifty living tip will keep you wealthy and drunk or high, ever.

2. Use reusable house ware items. Do not use paper towel or plastic wrap. Ikea has kitchen towels for $0.50 each. Get about 5 and use them to wipe messes, blow your nose, everything. Get some cheap plastic containers to store food.

3. Shop around and identify the value retailers. Some grocery stores cater to the middle and upper class, and others lower, so find the lower. Depending on your location, there might be small family-run markets that sell fruits and vegetables a little cheaper.

4. Break the spending habit. Stop the psychological justifications your have to buy games, clothes, computer shit, etc. You may need to give all your money for a trusted friend/partner. You should be buying groceries each week and that's all.

5. Always be learning. You can go from zero to a $50k job in a few months if you commit yourself to learning software development online. This may take a large lifestyle change that means no more LoL, Youtube, chans, etc. For starters, see Codecademy and CS50.

6. Don't drive a car. Ride the bus or bike and move if necessary.

Here's a 1 week shopping list (priced from an expensive region, store brand stuff):
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Ghosts 14/07/09(Wed)03:38 No. 2173 ID: 91e813

>>2172
OK, if I misunderstood what you meant by bulk, surely you could have said that in less words. Anyway I agree about that if you are a huge fan of rice. Personally, I found rice more expensive because: (1) I had to buy a rice cooker (2) I had to buy the meat, vegetables, herbs, soy sauce, etc that rice meals require, most of which are highly perishable.

>> Again, budgeting, just with portion sizes and the amount or food you prepare.

Part (most?) of the challenge to living within your means is the psychology. If it was as easy as "just don't spend money" there'd be no reason for tips at all. Buying a little at each time puts a cap on the eating.

>> Your words are good, they just need more experience and fine tuning to be applicable to a wide audience.

Thanks, but I actually disagree and think we both need to define our audiences more narrowly. I mean to write this for people temporarily living cheaply. Really, I mean to write it for the past version of myself. For you, maybe you are writing for a frugal lifestyle. If we define our intended audience more we can have contrary ideas that don't really conflict since they might both be true in their respective situations.

In my case, suggesting people buy drugs and cheap tablets is not good advice. There is nothing sadder to see than a poor person taking drugs for a mood lifter, getting in trouble, losing what little they have, getting addicted and so on. It's a bad combination and extremely common. And I'm concerned that you're so defensive about your drug use. It's your life, but maybe defending it here is irresponsible.

>> You have to take at least two buses

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biff 14/07/09(Wed)05:30 No. 2174 ID: 3e2241

>>2173

Works for me, although I don't see how I'm being defensive about my drug usage, they're something I use from time to time and that's that. My point wasn't that drugs or cheap tablets are good, just that it's no good to not do anything you enjoy at all. Whatever you enjoy has the potential to cost you money but that doesn't make it a bad thing to be avoided.

I think you hit the nail on the head by saying that your advice is for those who want to "temporarily live cheaply", for me it's a total mindset, sort of like the difference between repeatedly going on diets versus changing the way you eat on the whole, thrifty living isn't something I am doing temporarily, but more power to you :)

Modern Mom 14/07/21(Mon)18:52 No. 2202 ID: 857606

40 dollars a month on phone plane.

You have to be joking.

Black wireless/h20, platinum tell, att gophone, republic wireless. All of them below ten dollars a month. Same fucking network, less pricey.

I pay 3 dollars a month for da phone shit I hardly use- on a lumia 520 I got for 7 dollars. Oh you want unlimited? Rep wireless is like 10 bucks for that. And to be clear, you can just not have a phone, or have a voip number for free/near-free so work can call you.

Go buy some toilet paper OP, and buy some frozen pizzas, they're great tasting and only cost like 80 cents.

Transportation is hard. I got a scooter, but I realize thats not for everyone. Costs about the same as a used car, but very cheap to drive/maintain. Fuck riding the bus.

Modern Mom 14/07/20(Sun)09:23 No. 2200 ID: aaad3e [Reply]

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Okay, I'm not a conspiracy theorist, but an opportunistic channer interested to see if the price of Air Malaysia had crashed after the disasters. Since they are more or less simply an unfortunate happenstance, the fundamental value of the airline shouldn't be any less and should correct itself over time. On this assumption, I started some research and you know what, the price of the airline crashed one week before the first plane went missing. What the fuck is going on? Check out the one year charts for their share price on any website and the dates for both disasters. Riddle me that.

Modern Mom 14/07/20(Sun)21:23 No. 2201 ID: 86e709

>>2200

Not much of a riddle, OP.
If you were the airline and lost massive $ in your stock, you'd probably quickly start running a leaner operation cutting maintenance costs and overworking skeleton crews, to compensate, cranking up the likelihood of disaster.

Making Cash With Zero Fundage Biff 14/02/08(Sat)05:35 No. 1890 ID: 3e2241 [Reply]

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Let's talk about ways to make cash online, it can really help out and once you get efficient with it and have a good group then you're golden.

I won't lie, I'd like to find a person or two from this board to be in a new group. You wouldn't believe how fast and simple things get when you get everyone working together well and can make the money on nearly autopilot, depending on what method you are using. Also tips and resources are always good.

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biff 14/07/14(Mon)22:30 No. 2178 ID: 3e2241

I can't believe this thread came back from the dead!

I'm so happy, that's even better than a new thread being made if you ask me.

As for me, my blog is still up and I'll be happy to help anyone else out with theirs, I had a big problem with the service I was making money blogging with though, so that part went tits up, not that the site is bad, it may have been my own fault for accidentally registering twice.

Blogging is getting harder in some ways to profit from but in other ways easier; with almost anything (except women...sort of) more people makes the whole thing pick up steam faster, especially if everyone is dedicated to helping the blog to their right, so that the whole thing goes fill circle.

I'm an erotic writer now myself, so keep on working hard and building your talents, when you find what you're good at then don't be afraid to charge for it, quality over quantity.

Modern Mom 14/07/18(Fri)07:08 No. 2197 ID: 800849

I don't think I'd be too good at blogging, but I've got a lot of time to kill. Anything to do that might help, and maybe make a bit of capital?

Modern Mom 14/07/20(Sun)01:07 No. 2199 ID: 7dfa38

>>2178
>>2197
I am also still here. Was thinking of making a blog and writing 60+ 500 or so word posts for starters, then devote time to learning SEO.

Is OP still the contact person?

Free Food 13/03/01(Fri)01:06 No. 992 ID: c1c58c [Reply]

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How can I get food for free? Are there better methods than shoplifting?

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Modern Mom 14/07/17(Thu)09:19 No. 2195 ID: 63f5c1

bakery trash is a good place to look for free edible shit

i go looking for bread for my chickens occasionally and they throw away good breads/cake/cookies all types of shit

Modern Mom 14/07/17(Thu)10:35 No. 2196 ID: 26334f

>>1228
This is why we cant have nice things.

Modern Mom 14/07/19(Sat)23:27 No. 2198 ID: c204b8

>>2191
Can I ask what state you live in?

MoneyMaking thread - with and without investment Modern Mom 14/07/15(Tue)02:40 No. 2182 ID: e22576 [Reply]

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Thread for making money during the summer time when we all have the most freetime.

Me personally I have about $5k cash I'm planning on using to make more and looking for some ideas on how to do so. Might be helpful for others aswell.

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Modern Mom 14/07/15(Tue)05:37 No. 2189 ID: 9c1726

>>2188
Whatever. Although home visit is sometimes for the best, people don't wanna drag their shit to your place and drag it back home. Quick and easy fixes don't even require that, and I've had cases where people haul me computers with BIOS setting all messed up and want parts replaced, because they don't know squat. I actually swapped hard drive for a shittier one, owner wouldn't notice. Trade your way up if at all possible.
As for whether you should advertise on CL, thats up to you. Some people may expect higher quality of service from Internet advertiser, but they just don't know the Internet.

biff 14/07/16(Wed)07:24 No. 2190 ID: 3e2241

>>2182
I'd give both of those asses a 12 second inhale.

Op, pay me to do your ads for ya, or to ghoswrite erotica for you to re-sell. Set a budget for advertising and spending on making your money make more money each month and don't go over it. Find good people who have track records of success and who would rather you pay them a bit more than you'd pay he average joe and who in return are honest and get you good deals on stuff, like free ad credits and cheap/free hosting (hint hint, I do both of those XD)

Modern Mom 14/07/17(Thu)05:59 No. 2194 ID: e22576

>>2190
I don't really know or have any experience with that kind of stuff. Doesn't sound like a good idea

Please help, thank you Modern Mom 13/10/31(Thu)04:35 No. 1720 ID: a9a501 [Reply]

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Hello friends. I'm 18 years old and I'm getting kicked out of the house this summer.

I was just wondering if you guys had some tips on how should i stock up for this and what to do to prepare.

I live in Canada, I have about $3k saved up. I won't be finished highschool until middle of next year at best.

I was also thinking about joining the Canadian Forces.

So basically any Canadians here that know how to live cheaply or any sort of tricks I should know for living by myself?

Thanks guys.

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Modern Mom 14/06/16(Mon)07:57 No. 2127 ID: a9a501

>>2088
Thanks anon. What job in the CF would you recommend me to go for? Which one would be most applicable to civilian life?

Modern Mom 14/06/25(Wed)21:21 No. 2148 ID: 3b2b0a

Dude. I applied for the CAF in December 2013. Didn't get sworn in until last thursday(June 19th) and won't get paid until the 15th of July. Do not count on the army to save your sorry ass nigga. I may have to go homeless in the interim.

Modern Mom 14/07/15(Tue)02:36 No. 2181 ID: e22576

>>2148
What job are you doing in the CAF? Infantry?

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