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/jew/ - Thrifty Living

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There's a new /777/ up, it's /selfhelp/ - You're Pathetic, We're Pathetic, We Can Do This! Check it out. Suggest new /777/s here.

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Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied
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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 15/03/23(Mon)01:04 No. 2558 ID: bc0dd7

Frugalness intensifies




Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 15/08/28(Fri)08:59 No. 2660 ID: 370606

I've been programming for 6 years, first learning by myself, then in Uni. I can honestly say I'm in the top 5-10% range of programmers skill-wise.

Yeah... You won't make 70k$ your first year with an online degree. Even people with Masters in CS generally make on ~50-60k$ their first year on the job market.

It takes about 10 undergrad courses to get a basic understanding of software development and at least 1-2 years MINIUMUM of experience to not be complete shit at it.

It's true you don't NEED a paper, however you need to be either crazily smart or really lucky to get a great idea you can sell.

There's about 3-4% of startups that work alright, 1% of those get bought for huge sums of money.

If you guys want the real fucking steps:

-Get degree online while working freelance part-time.
-Work for a decent size company for a good 4 years.
-Do what the fuck you want.
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In summary Ghosts 14/07/07(Mon)01:02 No. 2161 ID: 91e813 [Reply]
2161

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Follow all these to save/make money.

1. Do not drink or do drugs. If drink regularly and you find yourself here and broke, there's your problem. You need to deal with that before you can fix your money problems. No thrifty living tip will keep you wealthy and drunk or high, ever.

2. Use reusable house ware items. Do not use paper towel or plastic wrap. Ikea has kitchen towels for $0.50 each. Get about 5 and use them to wipe messes, blow your nose, everything. Get some cheap plastic containers to store food.

3. Shop around and identify the value retailers. Some grocery stores cater to the middle and upper class, and others lower, so find the lower. Depending on your location, there might be small family-run markets that sell fruits and vegetables a little cheaper.

4. Break the spending habit. Stop the psychological justifications your have to buy games, clothes, computer shit, etc. You may need to give all your money for a trusted friend/partner. You should be buying groceries each week and that's all.

5. Always be learning. You can go from zero to a $50k job in a few months if you commit yourself to learning software development online. This may take a large lifestyle change that means no more LoL, Youtube, chans, etc. For starters, see Codecademy and CS50.

6. Don't drive a car. Ride the bus or bike and move if necessary.

Here's a 1 week shopping list (priced from an expensive region, store brand stuff):
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Modern Mom 14/07/29(Tue)06:42 No. 2213 ID: e22576

>>2209
Basically it's just: make money, don't buy things you can't afford, don't buy things that are completely unnecessary, budget your money, save your money each month, consider each investment for time saved/enjoyment vs price.


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Modern Mom 15/09/04(Fri)13:10 No. 2727 ID: 4c030b
2727

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>>2173
>Personally, I found rice more expensive because: (1) I had to buy a rice cooker

>I had to buy a rice cooker
>had to buy
are you serious? throw some rice in a pot, wash it with a little water, then put the tip of your thumb on the top of the rice and fill water up to your first knuckle. Bring to a boil then cover and simmer for idgaf 20 minutes for white rice longer for brown or jasmine. there I just saved you more money than all your posts saved me.


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Modern Mom 15/09/04(Fri)15:32 No. 2728 ID: 989472

>>2202
>buy some toilet paper
I guffawed at this.
Or you could stock up on the complimentary stuff from pubic places and save yourself from more useless spending.




Modern Mom 13/09/17(Tue)11:27 No. 1625 ID: 751651 [Reply]
1625

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Tired of spending money for pay TV?
A good old roof antenna will give you high definition broadcasts, up to 100 channels in some markets. A converter box can be used for older TV compatibility, $25-40

tvfool.com, antennaweb.org, rabbitears.info



There is also free satellite TV available, mostly international broadcasting but there's some cool stuff out there too.
Search for "FTA Satellite". A low cost fixed dish can run you $200-300 if you install it yourself. Ku-band (small dish) has a lot, C-band (large dish) has even more.

No monthly fees at all, for the price of 2 months of Direct or Dish you can get the equipment for free TV for life.


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Modern Mom 13/09/17(Tue)11:31 No. 1628 ID: 751651
1628

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Modern Mom 13/09/17(Tue)11:41 No. 1630 ID: 83ff82

You sir are a gentlemen and a scholar.


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Modern Mom 14/09/07(Sun)00:52 No. 2304 ID: ad6abf

leaking high grade autism




Bicycle for Colege Jew Modern Mom 13/09/08(Sun)20:17 No. 1602 ID: e87c99 [Reply]
1602

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Hey jew. I am a new broke college student. I have perfectly good feet but they don't move fast enough. What do you guys think is the best legal way someone like me could acquire a bicycle or longboard without breaking the bank.


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Modern Mom 14/05/16(Fri)03:53 No. 2093 ID: 2b5a89

>>2086
Thanks!
I don't like going too fast, and this has done nothing but help my knees-as well as get some of my wind back.

I've never felt the urge to "have to be there yesterday".


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Modern Mom 14/11/11(Tue)01:39 No. 2440 ID: d6a598

Freecycle, choose a bike and post a picture of it to social media once a month.


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Modern Mom 14/11/11(Tue)01:47 No. 2441 ID: d6a598

>>2440
my bad, not freecycle, but freebikeproject




Modern Mom 14/06/25(Wed)17:35 No. 2147 ID: aaad3e [Reply]
2147

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Guys, I need some advice:

I'm concerned that becoming a one-off amateur (I don't know if I'm getting paid, but the girls are supplied...) pornstar is going to be bad for my future career. I'm thinking about joining the military but I also go asked to ''audition'' for a hetero porn scene (and I'm a guy). It's a great offer but it's not a career - and I've been struggling to find a job and the military as an officer might be the only good option.

Cons of porn:

probably lose the support of my family if/when they find out, and thus my inheritance might be jeapordised - 1 paid of house worth and an extra investment property mortgage + up to 100k...

Military career limited off the higher ranks (?)

STD's

Lose chance of getting power and respect in the political world...

Pros:
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Modern Mom 14/06/27(Fri)23:28 No. 2149 ID: 1a97a9

I don't think there are very high chances that people will find out any time soon, there's a lot of porn out there. They probably will if you want to run for senator, but if that's not what you're into I don't think you have to worry. And my guess is society is gonna be way more open minded in a few decades.
STD's are unusual in the porn industry, at least AIDS (the rest you can treat them with antibiotics, so who cares).
I for one would do it, you're talking about great sex and getting paid for it in here man, why not.


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Modern Mom 14/07/11(Fri)00:15 No. 2177 ID: 90682c

I'm planning to start camming for a living due to being unemployed since febuary. My budget is running out.

Do what you have to do. Like the other Anon said, people will (and already have) become more open about things like this.
Now I'm not going to be proud while doing this, that's for sure, so I can't imagine what thoughts are racing through your mind right now, OP. Keep in mind that male models are pressured on a different level to girls (stay hard constantly, don't ejaculate until your director is happy), and they don't earn as much either.
If you're still panicking about people finding out, then I honestly wouldn't do it, because you'll be left with so much regret in the future rather than a "fun experience and/or I didn't really have a choice during that time" outlook. My situation is different since I'm an outcasted nobody.
Good luck.


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biff 14/07/15(Tue)01:01 No. 2180 ID: 3e2241

>>2177
Come on man, you're not an outcast, we love you here :)




Modern Mom 14/05/28(Wed)03:36 No. 2107 ID: 477fbb [Reply]
2107

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I've seen a couple of international threads in there, but not a South American one, so I'm opening it with the hope that there's someone out there that knows a few tricks to make it easier to live in here with the whole inflation thing and such.
I in particular happen to be Argentinian, and my main issues are that I've been using the same pair of shoes for the last year, can't afford to take a bus in one of the bigger cities in the world, and (what happens to be way more relevant than the previous statements) my computer is about to crash in no time and I need to get one soon. Of course this is an open thread and you can discuss or ask whatever on earth you think is remotely relevant or constructive.
Also, clouds. They are beautiful and they are free.




Good first/low budget investments. Modern Mom 14/09/13(Sat)08:47 No. 2312 ID: 1862b0 [Reply]
2312

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Hey there guys. I am a hard working 21 year old, and I've set aside $1500 from wage slaving to begin an investment portfolio. I'm currently considering using a chunk of that money to purchase silver bullion, because it seems like a guaranteed profit over the long run. Pictured is the exact object with which I would like to start my financial future, a 1kg silver bar that can be had for only $629 in the current economic climate. Does anybody have any tips for the poor, wannabe investor such as myself? And is anybody else starting this journey or thinking about it?


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Modern Mom 15/06/24(Wed)01:33 No. 2628 ID: ed9537

im investing in asian (23karat) gold which is much cheaper to buy in jewelery form, you only pay around $10 above the spot price of the gold. if it goes back to what it was in 2010 then im laughing


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Modern Mom 15/06/30(Tue)18:27 No. 2631 ID: bda442

>>2312
I feel like silver is pretty stable generally. Neither up too much nor down. I'm with the guy who bought coins. I believe in keeping something like that in case of disasters. you have quick universal currency. Same with a little cash as well but cash can go straight down the toilet in certain situations. Investment is a tough call these days. I think investing in a strong player in oil and gas could pay off in the long run. Prices devalued by saudis flooding the market but eventually they have to make money too, you know? I mean you could be waiting for a year or five but I think eventually it will head back up.


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Modern Mom 15/08/01(Sat)09:33 No. 2639 ID: 245f5b

I hear Craigs List silver is a good place to start.,




Food stamps and how to use them bIFF 14/12/18(Thu)05:42 No. 2503 ID: d509a6 [Reply]
2503

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I get 85 in foodstamps for the whole damn month. That seems a bit low, but whatever. Let's talk and argue about things to buy and eat that are good and bad!

BAD
Chips,processed meats,all soda

GOOD
Water, rice, beans,veggies,fruits


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Modern Mom 15/04/17(Fri)04:48 No. 2572 ID: ee0a4b

>>2505
However, whole chicken is very useful if you can cook, because it's so versatile.

Easiest is to just cook whole or half in oven, but if take the time to cut it into breasts, thighs etc, you can use the carcass for making broth or chicken stock.

Chicken stock in turn has a multitude of uses. Use it as soup base, to add body to bolognese, rice pilaf, risotto etc. Drippings from oven cooked chicken can be used for many of the same things.

Same thing can be applied to cheap bony cuts of pork or beef.

***

I also agree that vegetarian, or mostly vegetarian is a very good option.

I would avoid vegan though, it makes getting correct nutrition needlessly complicated. Almost all the shortcomings of a vegan diet are remedied in a vegetarian diet since it includes milk and eggs.


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Modern Mom 15/04/30(Thu)09:13 No. 2576 ID: 96ee8e

Only buy what you can't already get for free. So quality fresh meat, lots of health and inexpensive cuts like beef heart and pork jowels are a good bet, liver too if from healthy animals.

Avoid canned food and staples other than milk and butter. Though, bacon is cheaper than butter. Just use bacon/bacon fat for all recipes. Even cookies.

Get all your shitty canned stuff for free from food banks and such. Also all the bread that you can possibly use... Speaking of which, old glazed donuts make good hooch. Lol, with some real hops and a bit of molasses you wind up with a decent brew in a week or so.


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Modern Mom 15/08/16(Sun)12:52 No. 2648 ID: a206fc

One piece of advice I have, aside from all the good advice already given, is to put together a stable of recipes, your own simple cookbook of stuff you like and can make for any ingredient, especially if you're not a skilled or enthusiastic cook.

Chicken's dirt cheap this week and I've got rice at home- chicken n rice.

Ground beef's on sale and that's some good looking lettuce and I alredy got leftover rice and hotsauce, grab a tomato or two- lazy taco bowls and taco salad for lunch tomorrow

Got a tupper ware of the leftover taco meat or chicken, a tomato you havent used yet and some eggs- fuckit omelet.

How many ways can you leverage this 5 pound bag of frozen green beans?

Potato's, rice, beans. All good staple foods, how many ways can you prepare them beside boiling them in a pot?

Turkey's damn cheap right after thanksgiving. Hell, it can be cheap before thanksgiving sometimes, local supermarkets around here give cheap ones away or at least discount them when you buy a certain amount of food. Same with hams around Christmas. How many ways can you prepare the frozen leftovers before you get sick of it.

Cheap food's all well and good, but you gotta know what to do with it as well.
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Modern Mom 13/12/13(Fri)22:52 No. 1793 ID: 740f9c [Reply]
1793

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How does one make counterfeit dollars? My buddy did it, back when I wasn't interested in knowing it, but he died back in 2010.

I don't want to make big bills since they catch on to that quick. Just small bills, like 1s and 5s. There was also someone counterfeiting 20s in the area so I'd be waiting and using different bills anyways. A basic run through of how to do it would be nice. It'd help me out a lot.


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Modern Mom 15/08/16(Sun)13:35 No. 2652 ID: a206fc

Too damn risky man.

That's one of the few nonviolent non headline grabbing crimes where the law can really pile on resources and hammer you legitimately. And they will, especially if you're not planning on packing up and changing cities every couple months.


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Modern Mom 15/08/16(Sun)13:37 No. 2653 ID: a206fc

>>2652
Seriously, doing it in any amount that's really worthwhile for more than the satisfaction of sticking it to the man is just asking for it.


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Modern Mom 15/08/26(Wed)08:56 No. 2659 ID: 97e000

>>1803

Wash the singles and print 10s. Don't be too greedy. And never spend them alone, three fakes looks bad, one fake and two real is plausible (if you‘re caught).

Fraud is probably higher return for lower risk anyway.




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