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/jew/ - Thrifty Living

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There's a new /777/ up, it's /selfhelp/ - You're Pathetic, We're Pathetic, We Can Do This! Check it out. Suggest new /777/s here.

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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

Message too long. Click here to view the full text.


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Modern Mom 14/12/09(Tue)03:41 No. 2491 ID: 519403

Another important piece of advice: lie to your interviewers. Say that you have more skills than you do (easy to do if it's a techie skill that they don't know), and also (I just thought of this after reading the OP) if you've had long periods of unemployment say you've been doing small time gigs like landscaping, it will make you more employable.




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied
1

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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biffbro 14/11/30(Sun)19:46 No. 2483 ID: dcff67

>>2048
nigger please




Food stamps and how to use them bIFF 14/12/18(Thu)05:42 No. 2503 ID: d509a6 [Reply]
2503

File 141887777657.png - (38.63KB , 471x1236 , dxm.png )

I get 85 in foodstamps for the whole damn month. That seems a bit low, but whatever. Let's talk and argue about things to buy and eat that are good and bad!

BAD
Chips,processed meats,all soda

GOOD
Water, rice, beans,veggies,fruits




Modern Mom 14/05/14(Wed)07:41 No. 2090 ID: aaad3e [Reply]
2090

File 140004606816.jpg - (208.73KB , 1024x768 , Tulips.jpg )

Have you tried the stock market?

Does anyone know what this site is about: http://www.mojena.com/


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Modern Mom 14/12/12(Fri)23:06 No. 2496 ID: eb89c4

>>2493
Been using Zecco which then got merged with TradeKing.

$5 trades, can't complain.


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Modern Mom 14/12/15(Mon)01:28 No. 2499 ID: e98585

>>2496
So what kind of investments do you usually screw with? I've been messing with emerging market equity last few years.


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Modern Mom 14/12/18(Thu)03:52 No. 2502 ID: 8448af

>>2499
ETFs, have a bunch of Vanguard and some other crap like high-dividend and real estate.

Got about $450 from 4,5k in what, 2 years now? The fucking real estate is dragging me down bad, but at least it pays good dividends. Otherwise, everything's been going up.




No Credit, but want a sub-20k loan Modern Mom 14/06/09(Mon)21:15 No. 2122 ID: 61d7db [Reply]
2122

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How do I get a loan with no credit? I need to buy land and I need about 13 large to do it.

I'm saving money but it won't be quick enough. Any tips at all? Yes, yes, selling drugs is nice but I'd like something else.


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Modern Mom 14/12/09(Tue)04:40 No. 2492 ID: e98585

you need to establish credit it is not hard. Get a secured credit card from a credit union. It was 6 months before I had a score high enough to buy my first house. $500 down and they gave it back after 6 months.


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Modern Mom 14/12/15(Mon)01:29 No. 2500 ID: e98585

Is this land out in the country? USDA loans have low standards and help if it is outside city limits or zoned farming.


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Speech Anon 14/12/15(Mon)19:22 No. 2501 ID: 39ed48

Just increase your speech skill with the ring of dexterity. You can practically beat the game using only speech.




Let's talk Credit Modern Mom 14/12/15(Mon)01:26 No. 2498 ID: e98585 [Reply]
2498

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Shalome fellow cheap asses.
Let's talk credit scores.
1. A credit score ranges between 300 and 900 points across the three bureaus http://equifax.com/ http://www.experian.com/
http://www.transunion.com/
Over 700 is good, over 800 is a god, under 600 is untouchable.
2. You can build credit with a secured card from your local bank or credit union. No one approved me until I had mmy first secured. I put $500 down and after 6 months they gave the $500 and gave me a $5000 limit. 2 months later I bought my first house.
3. Things to remember. You pay interest unless you pay it off in full every month. Using over 1/3 of available credit looks bad on your report. If you worry over identity theft credit cards can be disputed, debit cannot, also you can freeze your credit by calling the bureaus monitoring is a scam.

I'm willing to answer questions on getting a loan, what kind of cards to get, what is a good deal, or getting mortgages.




Dont have a flashdrive? Jason December 14/09/29(Mon)23:33 No. 2359 ID: 39ed48 [Reply]
2359

File 141202642929.jpg - (5.21KB , 289x174 , lll.jpg )

Never buy flash drives,
Use sites like googledrive, opendrive, onedrive etc

Enjoy

From Jason December


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anon 14/12/06(Sat)02:57 No. 2486 ID: e49add

I found a 4 dollar 32 gb flash drive. It was cheaper than the 16 gb flashdrives there which were 17 dollars


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Modern Mom 14/12/08(Mon)20:55 No. 2490 ID: 140bee

I still have a 2GB flash drive from a couple years ago I got at a festival. It serves it's purpose well.


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Modern Mom 14/12/10(Wed)20:04 No. 2495 ID: 57b690

>>2359

>This helpful tip has been brought to you by the NSA.




anon 14/12/06(Sat)01:40 No. 2485 ID: e49add [Reply]
2485

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Hello /jews/ I have been thinking of a way to make money off of youtube monetizing... it might not be fast but it is sure as hell easy. So basically get one to two or more people who are willing have them make a few accounts and click any ads on videos you have on your channel... simple


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Modern Mom 14/12/07(Sun)04:00 No. 2487 ID: 17b844

this will get you banned before Google pays a single cent to you


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m00t 14/12/07(Sun)08:26 No. 2488 ID: a18893

>>2487
Yes, I see my ban is in play as I am replying to you... Fucking autism


>>
Modern Mom 14/12/09(Tue)11:50 No. 2494 ID: 61395d
2494

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>>2488
Lol, good thread.

There was a guy claiming to be a Google employee on /7ch/. He claimed that within the last couple of years Google had become the most money-grubbingest whore possible with regard to their monetization policies. P much any up and comer likely to earn a big payout gets nixed on false pretenses, the reasons for which (according to their user agreement) they do not have to supply. He was paid commission on how many new users he could get rubbed off the adsense list.




Modern Mom 14/11/17(Mon)09:41 No. 2450 ID: 704dac [Reply]
2450

File 141621368463.jpg - (17.14KB , 319x308 , shave.jpg )

After seeing how cheap the blades for double edge razors are compared to the obscenely over-priced replacement blade cartridges, I'm interested in learning more about double edge razors.

It sounds like aside from being a fraction of the price, the blades even last longer since you can completely remove, clean and dry them, which is impossible with cartridges.

The problem: how difficult is it to shave with these things? Will a new user have a close shave at a fraction of the price, or a face full of blood-stained toilet paper squares? At this point, I'm forced to use the same dull blades that should have been trashed a long time ago, because I can't shell out the money for replacements.

tl;dr shaving for jews


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Modern Mom 14/11/20(Thu)03:28 No. 2459 ID: 2b9929

I bought an electric shaver from the 1970's for 15 dollars. I have never sharpened the 3 spinning blades, it never pulls on my hair or harms the skin, even on my neck where I have an annoyingly pointy adam's apple.
It shaves just close enough that I can avoid noticeable stubble if I shave once per 24 hours. When I plan on going down on my very sensitive lady, then I do have a razor for such occasions, but it usually leaves me with an ingrown hair or two within a few days.
Man. They used to just make things better, man.


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biffbro 14/11/27(Thu)09:16 No. 2477 ID: dcff67

>>2459
Troof. Planned obsolescence may not have been a thing back then lol. I've got some razors and a shaver on the way from amazon, didn't watch and see they were comin from china tho, so it'll be a minute. I'll post a review on here or somewhere if y'all niggas intested.


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Modern Mom 14/12/07(Sun)12:24 No. 2489 ID: a489a9

You usually get around 5 shaves out of a single blade. But it depends on how thick your hair is and how sensitive your skin is. That's not as long as a cartridge (which is usually like 2 weeks worth?) but you still come out ahead in terms of price.

The shaving technique is a bit different and you will cut yourself eventually, but it's better for your skin once you get the hang of it. Alcohol-free aftershave and shaving soap (as opposed to canned cream) also make a world of difference.




Free Food 13/03/01(Fri)01:06 No. 992 ID: c1c58c [Reply]
992

File 136209638123.jpg - (93.38KB , 640x480 , Plate-of-food.jpg )

How can I get food for free? Are there better methods than shoplifting?


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Modern Mom 14/09/23(Tue)17:06 No. 2336 ID: 711dcc

>>1399
We don't really have coupon sites the same way America does.


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Modern Mom 14/09/29(Mon)05:59 No. 2356 ID: 69a4af
2356

File 141196314162.png - (17.11KB , 271x413 , Pizzas Domino s Online Ordering.png )

You can order really complicated meals that they will most definitely mess up.

Some pizza places let you replace toppings for other toppings of equal value, So I normally order the pizza with the most toppings and then change everything on it.

(Some places have a limited amount of changes you can make.)

After you get your pizza you just ring them up and tell them they made a mistake and they almost always just give you credit for a free pizza (using your address or phone as ID)

You can keep doing this even with the free pizzas.

I've never done it for more than like 10 free pizzas in a row, but i've heard of people stringing it along for months.

You can also just lie.


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Modern Mom 14/12/05(Fri)20:55 No. 2484 ID: 504e68
2484

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Nettle soup.

Most online how to make nettle soup include other ingredients. I have no experience with it. Perhaps you can make it with just hot water and nettle.




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