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/jew/ - Thrifty Living

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There's a new /777/ up, it's /selfhelp/ - You're Pathetic, We're Pathetic, We Can Do This! Check it out. Suggest new /777/s here.

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Guide to Success from nothing Captain Derp 12/10/13(Sat)05:41 No. 387 ID: 353cb7 [Reply] [Last 50 posts] Stickied
387

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I started with a criminal record for petty narcotics pos and a 'computer tresspassing' record guaranteeing me unemployment almost everywhere except manual labor. I was also living in a SRO in the worst area you can ever imagine, had no money, huge debt and couldn't even finish university so washed out in the second year due to poverty.


STEP 1 - GET A FUCKING JOB

Any job will do. Some shitty manual labor position is great because then you also get some activity in so you aren't a fat bastard.

Easy jobs to get are landscaping (usually pays under the table cash), construction clean up, warehouse, or whatever you can find on your local Craigslist 'gigs' section. Alternatively there's the dreaded nightshift tech support. Look around for these on CL, or move to somewhere in your country where the jobs are. In Canada this means terribad mining and oilfiend work but it pays like $40/hr and there's nothing else to do up there, perfect for studying.

For me, I got a job at the post office and delivered mail, which meant I got off early and had lot's of time for school. Also consider institutions that will pay you to learn a trade, such as telephone companies and whatever else.

STEP 2 - START SAVING MONEY

Basic income budget rule is 70/20/10

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Modern Mom 16/01/12(Tue)13:28 No. 2801 ID: 1fce9b

>>387
Should I sell my vidya/movie/book/toy collection for a jump start?




Modern Mom ## Admin ## 12/08/17(Fri)01:43 No. 1 ID: e5e5b6 [Reply] Stickied
1

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Congratulations you poor bastards have earned your own board. Don't fuck it up. Any relevant rules will be created/added to this post when the time comes, but for the meantime try to keep it SFW.

Go Wild

Jesus Christ I'm useless; I should have specified that this board is for poor niggers to share money saving tips/vouchers and whatever.


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Modern Mom 15/03/23(Mon)01:04 No. 2558 ID: bc0dd7

Frugalness intensifies




FREE UTILITIES Modern Mom 16/02/06(Sat)00:43 No. 2807 ID: efc0ed [Reply]
2807

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/jew/, I have free utilities at my pad. Is there anyway I can take advantage of this while it lasts? Can I bottle up my power like piss and sell it for later? Bitcoin mining?


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Modern Mom 16/05/02(Mon)07:23 No. 2826 ID: 682ce7

>>2807
Yes, look into Bitcoin mining.
Also, more of a fun read than a practical idea, but here's an xkcd What If article.
https://what-if.xkcd.com/91/


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Modern Mom 16/05/02(Mon)07:54 No. 2827 ID: 4d08d9

>>2826
Isn't it a bit late to be doing bitcoin mining as the difficulty of mining blocks is proportional to the power being put towards mining? To make any sort of income you need to build a rig specifically for mining with multiple graphics cards


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Modern Mom 16/05/05(Thu)16:04 No. 2828 ID: 7e287c

>>2827
You only need special hardware if you're paying for electricity. If you can find a group with a low work requirement, you can make a little bit with bitcoin mining.

You can also look at altcoins who are smaller and you might be able to slip under the minimum with a general use computer.




Modern Mom 16/02/20(Sat)17:22 No. 2814 ID: cad79b [Reply]
2814

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What are you currently doing to get rich apart from your job and your financial markets investments? Here are my current projects:

* entryism: Penetrated a powerful political party and building clout while advising a minor parties with big ideas about using technology to allow constituents to directly vote for policies and for a minor party with a lot of support for science

* doing cancer prevention, policy and addiction research

* might switch to international mental health research

* learning how to use amazon web services as a cloud based server

* mental health first aid training course next week

* organising a charity conference

* applying for transitional housing out of category 3 homelesness
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Modern Mom 16/03/09(Wed)09:23 No. 2816 ID: cad79b

I have more tasks!

After long consideration and discussion with my existing supervisor at the CCl, he's happy for me to do my project with the Vietnamese boss instead, if he Vietnamese boss'll take me. We figure I'll be a happier student doing what I love, and it's still early days so the little background reading I've already done isn't exactly a trail a forgone opportunity! Now, our first deadline is the 18th of March where I am to submit a project proposal by. I will send he Vietnamese boss the template given by the course coordinator and my draft response. My idea would be to do a systematic review first, then do the data analysis in semester 2.

Now I getter tell Tony what's up

Tell Dallas too

Tell the Vietnamese boss I Couldn't find the primary research to a do a review project on monitoring and research - meta research which I woulda preferred


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Modern Mom 16/04/25(Mon)01:16 No. 2825 ID: 3b7400

I don't have a clue what you're talking about, but good hunting nonetheless.




Modern Mom 16/04/01(Fri)09:09 No. 2819 ID: 81f1f3 [Reply]
2819

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I gave up work in a warehouse, because they were moving further from where I live. The commute would be just ridiculous, and the expenses - double, if not tripple! Being a drone is not OK in my book.
So I have a choice now - mooch off of girlfriends parents I live with OR take a part time job, as a "sanitary technician" in a local police station.
I want to know your opinion, everything really. Until this day it never occurred to me, that I would also have to clean shitters (which I'm quite fine with, and proficient, also). So lets hear it! Any cleaners here, part time workers or both?


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Modern Mom 16/04/23(Sat)10:28 No. 2824 ID: 149c6f

You could at least start with the sanitation job. It's a local police station, not an international airport or a high-rise office building. Put in your hours, skate out of there once it's done, and save what you can.

Maybe hard work on your part will be recognized, who knows. Or just be a drone; it doesn't matter. My view is, any hour you spend earning a wage is an hour you've most likely avoided incurring debt. My current job started as what seemed to be a 2 week temp job helping a local company get their customer paperwork into appropriate files. Almost 4 years later I'm an indispensable cog in my national department. It pays shit (relatively), but the OT is constant and it allows me my freedom and my ability to afford my lifestyle, frugal as it is.

Mooching off your gf's parents is just a shitty and overall horrible idea. It will eventually sour all involved against you; first with the folks who lose financially, and then your gf, if you can't make anything of your loafing self. Nothing says turn-off quite like a date night postponed because you have to beg her dad for gas money.




food 4 /jew/ Modern Mom 14/03/26(Wed)10:39 No. 1989 ID: 4b9d70 [Reply]
1989

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Would it be possible to have a /jew/ food thread?
Maybe if enough content got posted it could become a sticky.


I love tune/pasta bake, tuna is super cheap and great for you and your brain function.


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Modern Mom 14/03/29(Sat)10:34 No. 1996 ID: fe6ce0

>>1990
Nutrition/taste/cost isnt that bad. You get 425g cans here for $3 and they can make a tuna bake or a fair few sandwiches


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Modern Mom 14/04/08(Tue)16:45 No. 2027 ID: 2ec722

bampity


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mindless_one 16/04/14(Thu)22:04 No. 2823 ID: f95610

I like putting cheese slices on a ¢99 bag of Doritos as a nice nacho appetizer before I eat a ¢99 Banquet TV dinner or buttered egg noodles with salt and pepper. Hell, hard boiled eggs can be made into deviled eggs or egg salad. Eat egg salad with Doritos like normal chips and dip. Get creative!




Transportation Modern Mom 12/12/04(Tue)08:23 No. 592 ID: ba9043 [Reply]
592

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The one thing I haven't seen discussed is Transportation!

For those of us who have a job or are looking, transportation is very important!

It is also important that it is cheap and reliable, not often two things that go well together!

Bikes are OK but if you live in an area where it's a minimum if 10 miles to any place that has work it isn't much help!

Plus most cheap cars don't get great gas mileage (Mine costs almost 120-200 a month in gas) AND you car is often a dead giveaway that you are a poor person!

What suggestions do allz you poor people have regarding cheap and reliable transportation?


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Modern Mom 15/10/07(Wed)05:02 No. 2750 ID: bc06ce

Why no one mentions insurance? if its before 1995 the insurance is gonna be high compared to a newer year. a sedan seems cheap, trucks usually are not good for insurance


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Modern Mom 16/04/01(Fri)09:30 No. 2821 ID: 81f1f3

Used to have Passat Variant station wagon. Terrible piece of junk. Early 90's, but used up like a ghetto thot. Terrible mileage, had a gas (literal gas in a liquid form, not gasoline) system on it, which did kind of made it better. Bitch to run in the morning. A zillion parts to replace, so I just gave up on it. Walking to a bus stop and taking a piss box to work takes only about 20 minutes more.


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Scam Alert on Email Scam Modern Dad 16/04/02(Sat)16:45 No. 2822 ID: 040906

"Scam Alert - Speeding Ticket Email Scam" (News Source: Tredyffrin Police Department) https://chester.crimewatchpa.com/tredyffrinpd/7372/post/scam-alert-speeding-ticket-email-scam




Modern Mom 16/03/19(Sat)12:25 No. 2817 ID: cad79b [Reply]
2817

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I'm finally moving out! I paid a $100 in pre-bond, and will pay the other 180$ (for a total 280 in bond of 2 weeks) on Tuesday when I move in. Finally! Argh, so excited. Just kinda suprised the place is so cheap.




Legit money from home Modern Mom 16/02/19(Fri)07:54 No. 2813 ID: cf0dfe [Reply]
2813

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After work i mostly fuck around, not doing anything productive, and i want to change that.

Are there any means i can make money from home? I live in South America btw, so it would have to be something international. A couple bucks a day go a long way, i'll take a shot at anything (given it's legit).


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Modern Mom 16/02/21(Sun)15:35 No. 2815 ID: ef5c06

You could try doing freelance work online.




In summary Ghosts 14/07/07(Mon)01:02 No. 2161 ID: 91e813 [Reply]
2161

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Follow all these to save/make money.

1. Do not drink or do drugs. If drink regularly and you find yourself here and broke, there's your problem. You need to deal with that before you can fix your money problems. No thrifty living tip will keep you wealthy and drunk or high, ever.

2. Use reusable house ware items. Do not use paper towel or plastic wrap. Ikea has kitchen towels for $0.50 each. Get about 5 and use them to wipe messes, blow your nose, everything. Get some cheap plastic containers to store food.

3. Shop around and identify the value retailers. Some grocery stores cater to the middle and upper class, and others lower, so find the lower. Depending on your location, there might be small family-run markets that sell fruits and vegetables a little cheaper.

4. Break the spending habit. Stop the psychological justifications your have to buy games, clothes, computer shit, etc. You may need to give all your money for a trusted friend/partner. You should be buying groceries each week and that's all.

5. Always be learning. You can go from zero to a $50k job in a few months if you commit yourself to learning software development online. This may take a large lifestyle change that means no more LoL, Youtube, chans, etc. For starters, see Codecademy and CS50.

6. Don't drive a car. Ride the bus or bike and move if necessary.

Here's a 1 week shopping list (priced from an expensive region, store brand stuff):
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Modern Mom 15/12/29(Tue)15:19 No. 2790 ID: 418d7a

>>2788
>thrift to the extreme
Yes, because these people don't have money and never will because they are always spending it like the rest of us.
Controlling psychological needs? Heck, if you can do that you wouldn't need the advice in the first place because you could decide for yourself what you need and limit yourself to that.
No one is going to benefit from your advice OP, and its not because its bad advice, it's because the reason people are bad with money is because they lack discipline in the first place.
Once you gain discipline, it doesn't matter what you buy or how much you buy because you're always going to understand how much you should be saving and what prudent purchases are.
If anything, this advice will just lead those already undisciplined people down a cold turkey road where they will quickly believe is too harsh. They will grow to fear discipline and instead will return to their old habits.
A long, slow change is superior than focusing on specifics like beans or butter or any of that crap. That has nothing to do with money, thats just your preference and the limit of your nutritional knowledge.


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Modern Mom 16/01/30(Sat)16:30 No. 2806 ID: 716d81

>2. Use reusable house ware items. Do not use paper towel or plastic wrap. Ikea has kitchen towels for $0.50 each. Get about 5 and use them to wipe messes, blow your nose, everything. Get some cheap plastic containers to store food.
I beg to differ. Sometimes disposable paper kitchen towels is the only ting that can do the job. Not that it should be used for everything.


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Modern Mom 16/02/17(Wed)22:58 No. 2811 ID: 09a3b2

I eat very cheap.

Potatoes and beans are great as you fill full without eating much and there are lots of protein.
Home baked high fiber bread is also good and cheap.
Frozen veggies, spice, broth and noodles makes a cheap, healthy ramen soup.
Beans are great with both bread and rice.
Potatoes are great by them selves just cooked or baked, with a little salt and some spices.
I also "splurge" on fish and lean chicken to eat healthier.
All in all I eat for no money and am still eating healthy, and getting all the things my body need.




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